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When will the pension rise? New indexation of pensions: who will receive the increase and how to calculate it

Recently, the State Duma approved the bill pension fund, which provides for the determination of the budget necessary for the social security of Russians, and indexation pension payments in 2018-2020. According to the new adopted document, pension payments will be increased three times a year.

We will tell you who will be affected by indexation and in what terms, and also indicate what increase to expect for pensioners.

January 2018: indexation of pensions for non-working Russians

With the onset of 2018, it was decided to index pension payments for non-working citizens by 3.7%.

Previously, indexation took place in February, but now it will be held in January so that citizens feel a real increase in benefits.

It was originally planned to index payments by 4%, but Rosstat information showed that the price increase was only 3%. They did not wait for the inflation rate to be calculated, and approved a new indexation rate.

If we compare the data, then the increase in benefits will be higher than real inflation.

Pension payments for non-working citizens receiving old-age benefits will increase, on average, by about for 400 rubles.

In 2018, the allowance will be 14 045 rubles(previously it was 13,657 rubles), and by 2020 it will be equal to 15 500 rub.

February 2018: indexation of pensions for military pensioners

The approved draft does not contain information about indexing payments for military pensioners.

It was known that benefits increased once a year - from October. However, in 2017, the Government abandoned the planned indexation.

For 2018, indexation is possible - if only they approve new law project. In this case, indexation of payments will be carried out in February 2018. In accordance with the same project, it is planned to raise the bar for military retirement.

Previously, citizens could retire at 35, but in 2018, this condition may be different. To retire, you will need to reach 45-50 years.

According to President Vladimir Putin, the issue of pension payments for military pensioners is very complicated. This topic should be discussed in detail before any projects are approved.

April 2018: indexation of social pensions

The issue of increasing social benefits worries more than 4 million Russians. Approximately this number of people receive - or expect to receive - social pension. These are the disabled, and veterans, and children left without a breadwinner, as well as other privileged categories of citizens.

From April 2018, the social benefit will increase by 4.1%, and will amount to 9658 rubles.

Of course, the premium for different categories will be different, since the payments differed.

For example:

Survivor's benefit will increase by 98.50 rubles. and will amount to 2501.01 rubles.
Disability allowance 1 group will increase by 394 rubles. and will be equal to 10004.62 rubles.
Disability supplement 2 groups will be equal to 197 rubles, and the amount of the benefit will be 5002.11 rubles.
Supplement and amount of disability benefits of group 3 will equal the rates as in the survivor's benefit.

It became known that if the amount of social benefits is below the subsistence minimum, in force in the region, then additional social payments will be provided. They will equate the income of a citizen receiving a social pension to the level of the PMP.

August 2018: indexation of pensions for working citizens

The issue of increasing pension payments for working Russians remains open. The increase has not yet been officially confirmed. pension benefit because many pensioners continue to work and do not want to retire.

In accordance with the new legal rules in force in Russia, a working pensioner can receive points for continuing to work. As a rule, the higher the salary of such an employee, the more points he will be awarded, and the larger his pension benefit will be.

The maximum increase in 2018 could be 3 points, or in terms of currency - 245 rub.

And we monitor their implementation. So far, only one thing has been done - the doubling of payments for the care of disabled children. And then another law came into force: it changed the rules for indexing pensions and additional payments to the subsistence level.

In a nutshell. The most unsecured pensioners will receive an increase so that their pension meets the subsistence level, and indexation on top. On average, the size of the increase is 400 rubles per month, or about 5 thousand rubles per year. For 4 million pensioners, this costs the budget 20 billion rubles a year.

Here's how the new indexing law works - and here's who will get the most money as early as May 2019.

Who is entitled to a pension increase

The law is already in place:

The increase will be given to non-working pensioners whose pension is below the subsistence level in the region. Those who are higher will not receive it, because they have already been paid an increase since January.
Pensioners with a small pension will have their accruals indexed from January 1 and this amount will be paid in addition to the subsistence level. Payments will be due July 1st. Further they will pay taking into account indexation.
Previously, indexation was included in the monthly surcharge and was invisible. Now it will always be paid separately.
The recalculation will be done automatically, you do not need to draw up or write anything.
Indexing does not apply to working pensioners: they have their own conditions and other terms.

Whom does it concern?

This applies only to non-working pensioners who have received a pension less than the subsistence level. If a pensioner receives a pension, but at the same time works, it is possible, but he is not entitled to raises and surcharges. Working pensioners have their own indexation, taking into account insurance premiums, it is carried out in August, and the pension is increased according to a different scheme.

Ekaterina Miroshkina

economist

What kind of indexing are you talking about?

Every year the state indexes pensions. They increase by some percentage. In 2019, there was the most noticeable indexation of insurance pensions - by 7.05%. As a result average pension old age increased by 1000 rubles a month. Social pensions have increased by 2% since April 1.

That is, the state every year tries to add some amount to pensions in order to compensate for the increase in prices for citizens who are not working due to age or disability.

What is the cost of living here?

Some pensioners have pensions below the living wage. Even if a teacher has worked at a school for 25 years, his retirement pension may still not exceed 8,000 rubles. Although the subsistence minimum in the region is 8,700 rubles. And there are even pensions of 6,000 rubles each, while for an elderly person this is the only source of income.

If the pension is less than the subsistence minimum in the region, the pensioner is paid extra. That is, the teacher will still receive 8,700 rubles - provided that he does not work. The money for additional payments is taken from the federal and regional budgets. All pensioners in Russia should receive no less than the subsistence minimum in their region, regardless of the pension actually accrued: such a law.

What was wrong with indexation and the cost of living?

Suppose a teacher has an old-age pension of 8,000 rubles. It is indexed by 7.05% - the increase is 564 rubles. But the subsistence minimum in the region is 8,700 rubles.

Previously, payments were calculated as follows:

8000 R + 564 R = 8564 R - this is the accrued pension, taking into account indexation;

8700 R - 8564 R = 136 R - this is an additional payment to the subsistence level.

This means that the increase due to indexing did not increase the real payment to the pensioner, but reduced additional payments from the budget. The accrued pension became larger, the additional payment was smaller, and the pensioner received the same subsistence minimum in his hands. Millions of pensioners did not notice this indexation. The President drew attention to this and said to correct it. The government drafted a bill, the Duma quickly adopted it, and on April 1 it came into force. Now the pension increase will be calculated differently.

The increase will no longer be included in the surcharge up to the minimum

Previously, pensions were indexed, and then they calculated how much to pay up to the subsistence level.

Now pensions will be indexed as follows:

First, the increase will be calculated taking into account indexation.
The amount of the increase will be fixed.
Then they will calculate how much you need to pay in addition to the subsistence minimum, taking into account the previous size of the pension, before the increase.
And only after that, a fixed amount of indexation will be added to the payment increased to the subsistence level. The increase will not reduce the surcharge to a minimum, but will increase the payment by the full amount.

Let's calculate using the example of the same retired teacher, to whom the state generously accrued 8,000 rubles:

8000 R × 7.05% \u003d 564 R - increase during indexation;

8700 R - 8000 R = 700 R - supplement to the subsistence level;

8000 R + 700 R + 564 R = 9264 R - the final amount of the pension, taking into account indexation and additional payments.

The indexation of the previous year will be taken into account when calculating the surcharge to the minimum.

Next year, the state will index pensions again. It is already known that from 2020, old-age payments will increase by another 6.6%. That is, the same teacher's pension, taking into account this indexation, will be 9129 rubles. And it will definitely be more than the subsistence minimum, even if it grows by 150 rubles.

But in 2020, payments to this pensioner will be calculated as follows:

8564 Р × 6.6% = 565 Р - increase, taking into account indexation in 2020;

8850 R - 8564 R = 286 R - additional payment to the increased subsistence level;

8564 R + 286 R + 565 R = 9415 R - the total amount of payments, taking into account indexation and additional payments in 2020.

In 2021, the 2020 pension will be indexed. But the cost of living in 2021 will be compared with the amount paid in 2020. And only then will they calculate the surcharge and add a new indexation to it.

The teacher from our example will most likely no longer have an additional payment by that time: the general indexation will turn out to be more than the increase in the subsistence minimum. His pension will increase from 8,000 rubles in 2018 to 9,704 rubles in 2021 due to indexation over three years: by 7.05%, 6.6% and 6.3%.

The general algorithm for calculating the increase in each next year:

Last year's pension is compared with the subsistence level of the new year.
The difference between them is fixed - this is a surcharge.
Then they calculate the increase in pension, taking into account indexation.
To the pension of the last year, an additional payment is added to the minimum of the new year and indexation.
When the last year's pension turns out to be more than the subsistence level of the new year, the additional payment from the budget is no longer allowed. Each year only indexation will be added.

That is, it will not happen that all indexations for past years pay in excess of the surcharge to the minimum: only for the current year. Each previous increase is already taken into account when calculating the surcharge.

How will insurance pensions be indexed?

At what year

How much will the pension increase?

The surcharge to the minimum will be recalculated from January 1, 2019

Insurance pensions were indexed by 7.05% back in January. All this time, they paid extra to the minimum according to the old rules. The law on recalculation came into force on April 1, but it will be applied retroactively, that is, an increase and an additional payment for new scheme calculated from January.

It turns out that approximately 12% of pensioners are entitled to an additional payment for January, February and March. For someone it will be 500 rubles, and for someone - 5000 rubles. These amounts will be paid to pensioners by July 1, 2019.

If the pension is more than the subsistence level, there will be no recalculation

The new scheme applies only to those pensioners whose accrued pension is less than the subsistence level. Only they are entitled to a monthly surcharge. If in 2018 the pension was more than the minimum in the region, it has already been indexed and the increase has been paid since January. Nothing else can be counted on.

The president's order concerned those who did not notice the increase due to the surcharge. And those who noticed it will continue to receive increased pension in the usual way.

How to get a pension increase above the supplement to the minimum?

The pension fund itself will calculate who is entitled to it, and will pay the money. No need to go anywhere and apply. Documents on the amount of the monthly surcharge are also not needed: the state has all the information.

From January, some pensioners will start receiving additional payments in May. But not all at once: someone will receive only in June. If the neighbor was paid in May, but you are not, wait. The alarm should be sounded only after July 1, but there should be no problems. Everyone who is entitled to a recalculation from January 1 will receive this money and see an increase in their current pension.

Where does the money for the next indexation come from?

Unlike laws about fake news and insulting the authorities, which do not seem to require spending from the budget, money is definitely needed to increase pensions. In order to pay extra for indexation in excess of the subsistence minimum, 60 billion rubles must be allocated over three years. They will be taken from the federal budget, and there they will appear from the sale of oil and the payment of taxes.

20 billion

rubles per year will be spent on additional payments to pensions under the new scheme

Will pensioners in Russia live better?

Hardly. In this case, we are talking about a monthly payment that is equal to or slightly higher than the pensioner's subsistence level. In Kaluga it is 8,708 rubles, in Moscow - 12,115 rubles, in Kirov and Ulyanovsk - 8,474, and in Krasnoyarsk - 8,846. In most regions, the living wage for a pensioner is less than 9,000 rubles. This means that the increase with indexation under the new scheme will be at best 500-600 rubles per month. And instead of 8,700 rubles, a pensioner will receive 9,300. For pensioners who have no other income, even such an increase is important. But is it possible to live decently on this money?

If you are not yet retired, read how to earn money for your old age, so as not to rejoice at such news and not wait for 500 rubles at the behest of the president:

From January 1, 2020 insurance pensions in old age, many Russians will grow not by the inflation rate of the previous year, but by a fixed amount.

Previously, pensioners knew: their payments are indexed depending on the increase in prices in stores.

In 2010, the pension increase was 6.3%, in 2011 - 8.8%, in 2012 - 10.65%... But then the "fat" times ended. In 2016, insurance pensions were increased by only 4 percent, in 2017 by 5.8%, and in 2018 by 3.7%.

The year 2019 was unexpectedly a turning point. Old-age insurance pensions increased by 7.05 percent in 2019, which is almost double the level of last year's inflation. In monetary terms, the pension increased by an average of 1,000 rubles.

Such generosity was associated with the beginning of raising the retirement age in Russia. Russian President Vladimir Putin then stated in his televised address that "in the next 6 years we will be able to annually increase the old-age pension for non-working pensioners by an average of 1,000 rubles."

What actually happened?

What indexation is planned for 2021-2022?

This is stated in the Basic characteristics of the budget of the Pension Fund of Russia (PFR) for 2020-2022.

The document also says that in 2021 the cost of a pension point will be 98 rubles 86 kopecks - an increase of 6.3 percent, in 2022 - 104 rubles 69 kopecks, that is, pensions will be indexed by 5.9 percent.

The Pension Fund of Russia will return to the indexation of pensions for the inflation rate for the previous year only in 2025. By this time, the pensions of Russians should increase by about 6,000 rubles. It is expected that their average size will be 20,306 rubles.

Pension supplement in 2020 for working pensioners

All of the above applies only to non-working pensioners. And what can their working comrades expect next year? To be honest, we can only be glad that at least they were not forbidden to receive a pension and a salary at the same time. But there were rumors that in Russia pensions for working pensioners would be abolished altogether!

But Deputy Prime Minister Tatyana Golikova, in the program “Sunday Evening with Vladimir Solovyov” on the Russia 1 TV channel, assured that “working pensioners continued to receive pensions and wages, and will continue to receive both pension and wages.”

What about indexing? But nothing. More precisely, There will be no increase in the old-age insurance pension for working pensioners from January 2020.

They are waiting for only the traditional recalculation.

See also:

- Interest on deposits for pensioners in Rosselkhozbank >>

- The most profitable deposits for pensioners in reliable banks - an overview >>

How much will the social pension increase in 2020?

In addition to the old-age insurance pension in our country, there is also the so-called “social pension”. It is received by men and women who have reached the age of 65 and 60, respectively, as well as the disabled, that is, the “incapacitated population”.

If you receive a social pension, then expect an increase from April 1, 2020. They are expected to be indexed by 7.0%. In 2021, the increase should be 2.6%, in 2022 - 3.1%.

Recalculation of pensions in August 2020

The recalculation of pensions for working pensioners is usually carried out from August 1. Working pensioners were denied an increase in their insurance pension, but there will still be a recalculation in August.

In August 2020, pensioners who worked in 2019 will receive an increase in insurance pensions (non-claimed recalculation) based on the pension points accrued for 2019.

However, most likely, as in the past year, not the entire salary of working pensioners will be taken into account. In previous years, the increase in August in monetary terms amounted to no more than 3 pension points, that is, approximately 200-250 rubles. In 2020, the maximum increase will also most likely be equal to the cash equivalent of 3 pension points.

Minimum level pension provision in Russia it must always be no lower than the subsistence minimum for a pensioner in the region where he lives. If the amount of the pension, together with other payments due to a non-working pensioner, is below this subsistence level, then a social supplement will be established for him.

How much will pensions increase in 2020 - conclusions

Let's summarize. To date, judging by the latest news, the authorities are planning the next level of pension growth next year.

3. From August 1, 2020, pensioners who worked in 2019 will receive a pension recalculation in the amount of no more than 250 rubles.

4. For working pensioners, there will be no indexation of the insurance pension in 2020 again.

Contacts for information

If you did not find the answer to your question, use the services of a PFR consultant by calling the Unified Federal Consulting Service of the PFR at 8-800-600-44-44 (for persons residing in the territory of the Russian Federation, the call is free) or by contacting the online consultant on the FIU website.

Follow this publication, correspondents of the TOP-RF.ru business information agency will definitely supplement it as soon as more latest news about increasing pensions in 2020.

Deputies of the State Duma are considering the state budget of Russia for 2019. Among other things, the main financial document of our country also includes the indexation of pensions at the beginning of the year. Raising retirement age, the government promised - pensions for active pensioners will grow at a faster rate than prices in stores. Let's find out if this is true or not. More about pensions in 2019 - when will there be an increase, how it will turn out, everything last news from the Duma for yesterday and today.

It is already one hundred percent known that two months remain before the next increase in pensions in Russia. Indexation of pension payments will take place in January 2019, in its first month.

Formally, the state has committed itself to raising pensions at a faster rate than the rate at which prices are rising in the country. If earlier indexation was carried out in February, since in January they summed up the inflation percentage of the previous year, now there is no need to delay the increase.

From January 1, 2019, pensions in Russia will be increased by 7.05%. These parameters are included in the country's budget for the next year.

In 2018, the final inflation should be about 3.5-4%. Therefore, we can say that the increase in pensions in January will be carried out by a percentage twice as high as inflation.

However, one should not forget that inflation in 2019 will definitely be higher, primarily due to the increase in the VAT tax at the same time, in January. Also in January, all Russians, including the same pensioners, are waiting for an early increase in housing and communal services tariffs, all because of the same increase in the VAT tax.

Plans for indexation of pensions after 2019 are preliminary known. The following increase is planned so far:

in 2020 - by 6.6%,
in 2021 - by 6.3%,
in 2022 - by 5.8%,
in 2023 - by 5.5%,
in 2024 - by 5.4%.

Who will be affected by the January increase in pensions

Indexation by 7.05% will affect only one, although the most numerous category of pensioners - non-working old-age pension recipients.

Working pensioners still cannot hope for an increase in pension payments in their favor. If earlier the state at least made an apologetic face and constantly spoke through the lips of the first persons in the country that freezing pensions for working pensioners is unfair, now even this is not happening.

Officially, pensions for working pensioners are frozen until the beginning of 2020. Obviously, you can extend the freeze for an arbitrarily long period of time at any time.

What increase and when awaits military pensioners in 2019

Military pensioners, as well as pensioners of the Ministry of Internal Affairs, the Ministry of Emergency Situations and other law enforcement agencies, which are equated with the army, will receive a raise in October.

Of these, 4.3% is an increase due to an increase in salaries in the army, and 2% is a faster growth in pensions due to a revision of the coefficient by which military pensions are tied to salaries in the troops.

Initially, it was planned that military pensions would grow only by 4.3%, like salaries in the army, but then the head of state announced a decision on an additional increase of two percent.

Increase for farmers with 30 years of experience

Pensioners who have worked in agriculture for 30 years or more and now live in the countryside will receive an increase in 2019. Farmers with 30 years of experience will now receive a pension, the fixed part of which is 25% more than everyone else.

The amount of the fixed part of the pension next year in Russia is 5,334 rubles 19 kopecks. Accordingly, for this category of elderly Russians, the pension only due to such an increase will be higher by 1,333 rubles per month.

How much will military pensions increase in 2019. Exact indexing size

Increase for disabled people of the 3rd group from February 1, 2019 Pension increase Indexation amount

The State Duma adopted a law on the amount of social supplements for pensions - Russia 24

Indexation in 2019 in Russia for those who are already retired, was carried out with significant changes compared to previous years. According to the plans of the Government, instead of the usual annual increase in pensions from February 1 to the amount of inflation, in 2019, indexation was carried out from January 1 by an amount exceeding the inflation rate - by 7.05%. As a result of this, the Government increased the monthly income of non-working pensioners in 2019 (that is, in total, the total increase for the year will be 12,000 rubles).

Unfortunately, the indexation of pensions in 2019 by the Government not planned(For the sake of economy, it has not been carried out since 2016). All missed increases for this category of citizens are taken into account only.

Indexation of pensions in 2019

To fulfill the task of increasing the income of citizens, set by Vladimir Putin to the Government, it is planned to increase pensions from 2019 at rates that exceed the rate of inflation. The government has chosen the amount of the annual increase as a benchmark an average of 1000 rubles.

In 2019, relative to the currently existing average pension in Russia (more than 14 thousand rubles), this amount corresponds to increase by 7.05%(with annual inflation of 4.3%). It is assumed that such a pace “twice as high as inflation” will be maintained in subsequent years, due to which by 2024 the average pension provision of Russians will be 20 thousand rubles. (an increase of 35% compared to 2018).

Earlier pension non-working pensioners indexed annually no less than inflation. The possibility of an additional increase in 2019 and its increase above inflation is based primarily on savings (reducing the costs of the Pension Fund) in connection with. The Government has repeatedly noted that all those released as a result of the planned cash will be directed directly to payments to pensioners.

The law, which provides for the adjustment of the standard indexation plan, was adopted as part of the State Duma. In this regard, additional PFR budget for 2019 adjusted to take into account the cost of indexing.

Increase in pension in 2019 for non-working pensioners

As noted earlier, the Cabinet of Ministers adjusted and increased them in 2019 by 7.05%, i.e. higher than the previous year's inflation rate. This decision made it possible to provide for 2018 (which in total increased the income of pensioners). At the same time, the indexation of payments planned for 2019 will be carried out at the beginning calendar year- from January 1, and not in two stages, as the old norms of pension legislation suggested.

It is worth noting that the increases planned for 2019 are made at the expense of funds that are released as a result - in particular, from savings resulting from raising the retirement age.

This increase in pensions is only for unemployed citizens- for pensioners who continue to work, indexation.

For reference

From February 1 according to the traditional scheme, an increase was made, depending on the level of inflation over the past year - it is by this amount that the value of is indexed to the insurance pension. According to the "old" indexation scheme, from February 1, 2019, increase in payments by 4.3%, as inflation in 2018 was 4.3%.
Happy April, 1 the law provides for additional indexation to the insurance pension, depending on the income of the Pension Fund for the past year (that is, it is carried out if there are funds left in the PFR budget for this). There has never been such a re-increase in previous years.

Increase in pension by 1000 rubles per month

Planned by the Government from 2019, will reduce the burden on the pension system, and additional resources extracted from this are planned to be used to increase the pensions of current pensioners by 7.05%, resulting in:

This an increase of 1 thousand rubles is obtained as a result one-time an increase in pensions, which, according to the Government's plan, will double the rate of inflation. But it is worth noting that the "old" indexation procedure provides for the annual indexation of insurance pensions to the level of last year's inflation, which means that:

As a result of this automatic recalculation, payments to working citizens will be adjusted depending on the total amount paid over the past year. However, when determining the amount of the allowance, it can be taken into account no more than 3 pension points, which means an increase maximum 244.47 rubles.(taking into account in 2018 in the amount of 81.49 rubles).

Question answer

I can't figure out what you mean increase in pension by 1000 rubles per year or per month? And where does it come from pension increase in 2019 by 12,000 rubles?

Since pension in Russia is a kind of monthly payment, its size is usually specified in the form amount paid per month. In this case, the indexation amount is usually set as a percentage, which simply and clearly shows how much more money the pensioner will receive than he received in the previous year.

But for 2019, the Government decided to designate indexation a little differently: the goal was set increase the average pension in Russia by 1,000 rubles- the amount that is paid to a pensioner every month will increase by that much on average. Relative to the average pension in 2018 (more than 14 thousand rubles), this increase will be about 7%.

That is, one could simply say that indexation of pensions in 2019 will be 7.05%(for comparison, in 2018 the increase was half as much - only 3.7%). This corresponds to an increase to the average pension in Russia in the amount of 1,000 rubles (but in fact, this increase will be more for some, and less for some - it all depends on how much the pensioner actually received in 2018).

Based on one full year(12 months) this increase will give increase in total annual income pensioners in Russia in 2019 on average in size 12× 1000 = 12000 rubles.

That is, it means that this increase is not a one-time - it is permanent, and until the next indexation, it will bring the pensioner an increase in income by 12,000 rubles. This figure is given just for illustrative purposes, because for some Russians, a 1,000-ruble increase in pensions may seem insignificant.