Will there be a recalculation and increase of pensions for non-working pensioners? Will there be an increase in the social pension, when and by how much? There will be another increase in the old-age pension.

In 2019, the pensions of non-working pensioners will be indexed twice: in February and April, which will ensure an increase of 7%. On average, the increase will be 1,000 rubles. or an increase of 12,000 rubles. in year.

The government announced a significant increase in pensions from 2019. But citizens, in addition to the amount of additional payments, are worried about how payments will increase, when and by how much payments will be increased.

The main purpose of the holding is to increase the size of pensions. The relevant bill of the Cabinet of Ministers, which passed the first reading in July 2018, provides for conditions for indexation pension payments higher than inflation, which will be carried out annually.

During the first reading, the basic norms were clarified, providing for a phased increase in the retirement age. It is due to savings on insurance payments that it is planned to increase pensions for non-working pensioners.

After the introduction of amendments and changes that will be developed by experts and the public, the document will pass the second and final third reading in the fall, where the norms will be legally approved, giving grounds for annual increased indexation.

The final bill, which will prescribe the norms for increasing the old-age pension in 2019, will be considered jointly with the federal budget in October-November of this year.

Indexation of insurance pensions

Annual indexation of pension payments was carried out even before the reform. But the indicators were calculated based on the current level of inflation, and amounted to no more than 500 rubles.

The goal of increasing the pension in 2019 for non-working old-age pensioners is to increase the income of older citizens at a rate that exceeds inflation.

As a guideline, the government designated the amount of 1,000 rubles. Considering that the average payments to pensioners are 14,000 rubles, the increase will be 7%. This figure is almost twice the forecast inflation rate, which may reach 3-4% by the end of the year.

The same growth rate of payments will be maintained over the coming years, which will make it possible by 2024 to increase the size of the average pension of Russians to 20,000 rubles. – the increase, relative to 2018, will be 35%.

The possibility of ensuring the growth of pension payments above the inflation rate is based on the reduction in PFR expenses associated with an increase in the retirement age. It was this resource allocation strategy that was laid down by the government when developing a pension reform associated with an increase in retirement age.

Terms of double indexation of pension payments

In aggregate, the correction of pension payments will amount to the promised 7% after two indexations, which will make it possible to achieve an increase in pensions in the amount of 1,000 rubles.

2 stages of indexation are planned for 2019:

1. As of February 1, the amount of the increase will depend on the actual level of inflation for 2018. Indexation will take place according to the traditional scheme, that is, the insurance pension will increase in relative terms by the percentage of inflation. According to forecasts, by the end of the year this figure should not exceed 3%. This means that payments to working pensioners will grow by the predicted 3%.
2. On April 1 - additional indexation to the planned 7%. Indexation according to the traditional scheme was to be carried out if there were funds for such an increase in the Pension Fund. But in practice, pensioners did not receive such an additional payment. In April 2019, another 4% re-indexation is planned.

Taken together, such allowances will provide an increase in the pension provision of Russians by 1,000 rubles.

Note! The actual distribution of the increase will depend on the total value of inflation. But in any case, it will be 7% in total.

However, the procedure for indexing after the second reading of the bill may be changed. According to Tatyana Golikova, at the meeting of the TRK, approaches were agreed to postpone the recalculation to January 1. If the project is approved, pensioners will receive an increase in their pension in January 2019.

How much will pensions increase?

Due to the planned increase in the retirement age and reducing the burden on the pension system, additional funds are released, which will be used to increase payments by 7%.

As a result, the average insurance pension will increase by 1,000 rubles. , compared with payments in 2018, and will amount to 15,400 rubles. As a result, the total income of pensioners will increase by 12,000 rubles. in year.

In practice, in absolute terms, indexing will look like this:

1. In February, pensions will increase by 3%, which is in line with inflation forecasts. That is, payments will increase by an average of 432 rubles, and average pension will amount to 14,846 rubles.
2. In April, another indexation will be carried out in order to ensure the growth of pensioners' income to the promised 1,000 rubles. That is, another 568 rubles will be added to the payments, and the average amount of pension provision will be 15,400 rubles.

However, the forecast of the Ministry of Economic Development regarding the level of final inflation may not come true. This indicator can be affected by planned and other factors.

If inflation still reaches 4.5%, as Finance Minister Anton Siluanov predicts, the increase in the first stage will be 640 rubles. But the second increase will be much smaller - about 360 rubles.

Conclusion! Regardless of the level of inflation, pensions for non-working pensioners will be increased in 2019 by the planned 1,000 rubles. or 7%.

It should be borne in mind that the announced increase is not a one-time action from the Government, but a real indexation. The amount of payments will remain at this level in the following months. To evaluate real size increase, you need an increase of 1,000 rubles. multiply by 12 months, which will eventually give an increase in the income of pensioners by 12,000 rubles. in a year.

In addition, it must be remembered that when calculating increases, officials operate with average figures. In practice, the amount of additional payments may be greater or less, depending on the actual size of the pension.

To independently determine how much the pension provision will increase, it is necessary to multiply the amount of payments for December 2018 by 0.07. The resulting figure will indicate what additional payment in 2019 the pensioner will be charged after indexation.

Note! All non-working pensioners will receive the bonus, regardless of the actual amount of pension payments.

Who will receive a pension increase in 2019

The planned cost savings will be directed exclusively to increasing insurance payments. Therefore, pensioners who:

1. They do not carry out labor activity, that is, they belong to the category of non-working pensioners.
2. They receive insurance payments for old age, or disability.

The recalculation of social security both in February and April will be carried out in a non-declarative form. That is, a non-working pensioner does not need to contact the regional office to receive the allowance. pension fund. FIU employees will recalculate the amount new pension independently, and the pensioner will receive money for February and April with the promised bonus.

Learn more about who will increase pension payments in the video.

As for working pensioners, the Government does not plan to resume indexation, since the income growth of citizens of this category is far ahead of the inflation rate.

The only way to increase the amount of benefits is the annual recalculation of pension points, which is made at the expense of contributions to the PFR by the employer from the salary of a working pensioner. Last thing . Accordingly, the next increase will occur in 2019 also on August 1.

If the pensioner decides to quit and, he will be credited with all indexations carried out since 2012, including those provided for in 2019.

Opinion of experts and statements of officials

Despite negative attitude many politicians and the public, the majority reacted positively to the news about the increase in pension payments. However, there were doubts about the sources from which additional payments would be financed.

The Minister of Labor and social protection RF Maxim Topilin immediately after the first reading of the bill.

Quote . We propose to make this decision in order to balance in the future and ensure the insurance nature of the pension system in the future. We want to increase the amount of pensions for non-working pensioners. All proceeds from raising the retirement age are used exclusively to increase payments.

Siluanov A.N. supported his position. - The Minister of Finance of the Russian Federation, who said that the task of the Government is “to increase the pension by an average of one thousand rubles. Of course, this is a very significant increase. This is higher than inflation, as the president instructed in his messages.”

Who is entitled to a pension supplement of 3,500 rubles in 2018? According to statistics, every sixth, the so-called pension beneficiary, has the right to recalculate his pension .

Addition to a pension of 3,500 rubles in 2018:

Who has the right to recalculate their pension?

Many pensioners have grounds for receiving this allowances but not everyone knows about it. According to statistics, every sixth so-called pension beneficiary is entitled to such an amount. A pensioner who has worked on a hot grid and has a corresponding preferential service, may request recalculation of your pension . The amounts, by the way, can vary from 200 rubles to 3500 rubles.

So, this allowance promises only to those who have additional experience in hazardous production, for this it is necessary to study the List of professions with harmful working conditions.

By the way, the pensioner himself needs to appear at the FIU and write a statement, because pension recalculation will only take place on demand.

List of professions with harmful working conditions

A complete list of professions with harmful working conditions is approved by the legislative authorities in the RF GD dated July 16, 2014 No. 665. The said normative act contains an indication of the lists of beneficiaries who perform especially difficult, dangerous or harmful work.

Categories of citizens employed in jobs included in the list of professions with harmful and dangerous working conditions receive an early insurance pension upon reaching the established age and having the appropriate length of service , as evidenced by Art. 30 FZ of December 28, 2013 N 400-FZ.

The lists of privileged categories of citizens working under the influence of negative factors in the working environment that are in force in 2017 were initially approved by Soviet regulations. Federal Law N 400-FZ fixed the use of these lists of professions with harmful working conditions at the present time.

The following positions were included in the list of harmful professions:

• employees of mining enterprises;
• employees of metallurgical industries extracting ferrous and non-ferrous metals;
• persons employed in the production of coke-chemical, coke and thermoanthracite substances;
• workers producing producer gas;
• citizens working on the creation of dinas products;
• employees of chemical companies;
• persons dealing with gunpowder, ammunition equipment, as well as initiating and explosive substances;
• employees of enterprises for the processing of oil and gas, as well as shale, coal and gas condensate;
• persons involved in metalworking;
• citizens working in the electrical industry and engaged in the repair of electrical appliances;
• employees authorized to manufacture radio equipment and electronics;
• building materials workers;
• persons working on the creation of an object made of glass and porcelain;
• citizens who make objects from artificial and synthetic fibers;
• employees employed in the pulp and paper industry;
• staff working on the creation medicines, medical and biological means and materials;
• persons performing labor duties in healthcare organizations;
• citizens participating in printing production;
• transport service employees;
• workers dealing with radioactive substances exposed to negative impact ionizing radiation;
• persons working at nuclear energy and nuclear industry enterprises;
• citizens engaged in diving work;
• electric welders and gas cutters performing their labor duties inside tanks, reservoirs or ship compartments;
• employees working with dangerous microorganisms;
• workers involved in metal pickling procedures in hazardous solutions;
• persons cleaning metal or metal parts with quartz sand;
• personnel of mercury substations;
• citizens working on power trains and power plants;
• employees of food industry enterprises;
• employees of film copying organizations;
• persons carrying out construction, restoration and repair work;
• personnel of enterprises providing communication services;
• citizens providing agrochemical services to agricultural organizations;
• employees conducting training in mass professions who work in organizations of the chemical, coal and mining industries;
• solderers, lime quenchers, locksmiths and vulcanizers, stokers, varnishers and machinists.

Indexation of pensions in 2018 in Russia will be carried out in three stages:

As early as January 1, there will be a 3.7 percent increase in labor pensions for non-working pensioners (for old age, for disability and for the loss of a breadwinner). This indexing will be done one month earlier than usual, since the Government decided to index these types of pension payments above the inflation rate, which in 2017 was at a record low level (less than 3%).
From February 1, in the usual manner, social payments paid by the Pension Fund on their own or in the form of an addition to a pension (UDV, NSU) will be indexed. In 2018, these payments will be indexed based on actual inflation for 2017(predicted at a level of less than 3%, so pensioners are unlikely to feel such an increase).
From April 1, indexation of social pensions paid to a pensioner in the absence of work experience (including for disabled children) will be carried out. This type of pension is assigned in a fixed amount and increases taking into account the change in the last year's value. living wage pensioner. In 2018, the indexation of social pensions is planned at the level of 4.1%.
The moratorium on indexation of pensions for working pensioners in 2018 will be maintained - that is, employed citizens who are already retired will be able to count only for recalculation from August 1 on accrued pension points for the previous year. They will be able to receive all indexation missed during the moratorium only after dismissal.

In addition to the indexation of pension payments, 2018 will also see a number of changes in the fundamentals of pension provision. Russian citizens, which will affect the conditions for retirement upon reaching retirement age and the formation pension rights working citizens. Another question that worries pensioners in connection with the advent of the new year is whether there will be 5,000 rubles for pensioners in January 2018 (alas, no - this time there will be no such payment).

Pension increase in 2018 for pensioners, last news. Indexation of pensions in 2018

According to the provisions of Law No. 400-FZ of December 28, 2013, insurance (labor) pensions of citizens must be indexed annually from February 1 to the inflation rate of the previous year, and if the PFR has additional financial resources, indexation is repeated on April 1. But in the new year the traditional indexing order labor pensions will change: their increase will occur 1 month earlier - already from January 1, 2018.

This is because the increase includes a higher percentage than recorded actual inflation, so there is no need to wait until February for Rosstat to calculate inflation for 2017 (expected to be less than 3 percent).

Social pensions and other social payments made by the Pension Fund, will be raised as usual on the actual level of price growth for 2017:

Monthly social payments for pensions - from February 1, based on actual inflation for 2017 (less than 3 percent);
social pensions disabled citizens- from April 1 in relation to the increase in the subsistence minimum (approximately 4.1 percent).

At the same time, the increase in insurance pensions will not affect employed pensioners. Recall that the indexation of pensions for working citizens was suspended in 2016 due to the difficult economic situation in the country. This freeze helped the state save 12 billion rubles. However, all missed indexations must be compensated to the citizen as early as the next month after dismissal.

In accordance with the law adopted by the State Duma on December 15, 2017 (introduced by the Government as draft law No. 274624-7) on changing the procedure for indexing insurance pensions in 2018, all types of this pension provision (for old age, for disability, for the loss of a breadwinner) should increase from January 1, 2018 by 3.7%. At the same time, the previous procedure for increasing labor pensions is suspended until the beginning of 2019, and this increase does not apply to working pensioners (see the text of the law below).

It should be borne in mind, however, that any insurance pension consists of two parts:

fixed payment(or PV) is a constant value guaranteed by the state (for all categories of recipients it is set in a fixed amount);
directly insurance part - This is an individual calculated value, which depends on the number of pension points earned during the work.

The January indexation will affect both parts of the pension as follows:

The fixed payout will be increased by 3.7% to a fixed amount 4982 rubles 90 kopecks, its increase or decrease is legally established for certain categories of citizens by law No. 400-FZ of December 28, 2013;
The insurance part of the pension directly depends on the points earned by the pensioner, the cost of which will increase by 3.7% from January 1 and will amount to 81 ruble 49 kopecks.
In 2017, the actual inflation in the country was fixed at no more than 3%. Consequently, the increase in pensions proposed by the Government by 1.037 times in 2018 formally covers the increase in consumer prices (although, of course, in terms of its absolute value, this increase will be very small - the increase will be even less than in previous years).
Pension increase in 2018 for pensioners, latest news. Increase in social payments to pensioners in 2018 from February 1

From February 1, 2018, there will also be an increase (indexation) of all social payments of the Pension Fund provided for various categories of citizens (disabled people, veterans, heroes of Russia, etc.). They are provided in the form of monthly cash transfers (CTS), an integral part of which is also a set of social services (NSS).

In general, the NSI consists of three parts (medicines, travel and sanatorium treatment) and is provided at the choice of the pensioner one of two ways:

In kind (that is, directly social services);
in monetary terms with the rejection of natural.

The cost of a set of such services (each part separately) is determined by law and increases in direct proportion to the growth of the monthly payment (UDV) - i.e. by the same percentage. In 2018, this increase is planned at a level of less than 3%, so beneficiaries will hardly feel such an increase.

Thus, from February 1, 2018, it is planned to index social payments (including a set of social services) to the actual level of inflation of the previous year. In the draft Government Decree, this value was fixed at 3.2%, but the actual inflation will be less than 3%, so the increase will be even smaller (the same applies to child benefits in 2018).
Indexation of social pension in 2018 from April 1 by 4.1%

A social pension is a special type of pension, which is characterized by the absence of a pensioner for any reason of seniority. Such a pension is assigned in a fixed amount approved by law. And, as a rule, the size of social pensions is significantly lower than estimated labor (insurance) pensions.

It should be noted that in the last two years there has been a decrease in the established growth rates of social pensions. So in April 2017, this type of pension was indexed by only 1.5%. In 2018, it is planned to reach the usual (pre-crisis) increase in the level of this type of pension provision - the projected increase in social pensions will be approximately 4.1% in April 2018.

Unlike labor pensions, the indexation of social pensions is tied to changing the living wage for a pensioner for the previous year. Therefore, the amount of indexation of insurance and social pensions for the same year may differ (although in both cases it is related to actual rise in consumer prices).

Thus, one of the positive changes in 2018 is a more tangible increase in the subsistence minimum (PM) in the country, including separately by region. At the same time, the established PM allows all non-working pensioners to receive additional payments (the so-called social benefits up to the living wage- federal and regional), if the amount of their pensions is lower than the approved values.
According to the legislation, the level of a citizen's pension must always be not below the subsistence level in the region, in which he lives (hence the seemingly strange statements of the Government that “there are no poor pensioners in Russia” - they all receive pensions in combination with other social benefits in the amount of at least the PM.

Since 2010, applications for the appointment of a pension have already included a section on receiving social supplements. If your pension was assigned before 2010, and you did not submit a separate application for an additional payment, and the amount of the pension is below the established subsistence level in the region, then you must independently contact the territorial bodies of the Pension Fund.

Pension increase in 2018 in Russia for working pensioners

The laws adopted in the State Duma do not provide for any changes for the working population receiving pensions for 2018. And this means that pensions will continue to be paid to working pensioners. without annual indexation.

Recall that the indexation of pensions was stopped in February 2016 for those citizens who continue to work, exercising their right to pensions. The Government's plans included not indexing pensions for working Russians up to 2019.

This moratorium on indexation of pensions operates as follows:

Those citizens who retired before February 1, 2016 and retained their jobs remain without an increase in their pensions from February 2016.
For citizens who have become pensioners, after February 1, 2016, when calculating the individual pension coefficient (IPC), all increases that took place on the date of the emergence of the right to a pension are taken into account.
When continuing labor activity and at the same time receiving a pension, all subsequent indexations from the moment of employment will not apply again.
Working pensioners have the right to increase the size of the pension only through an annual recalculation according to the employer. From August 1 of each year, the pensions of such citizens are increased by the number of points taken into account in the previous year for the period of employment and payment of insurance premiums during this period. But no more than 3 points per year!
An example of how working pensioners will recalculate pension indexation in the Pension Fund

A woman born on 05/01/1962 retired in 2017 within the terms established by law and continues to work. What indexation will be taken into account when determining the amount of the pension? And from what time will the pension stop being indexed?

The calculation of the pension for this woman will be made on the date May 1, 2017. When calculating the IPC, all approved pension growth indices will be taken into account, starting from 2015 to 05/01/2017.

The cost of one pension coefficient will be taken as of 05/01/2017 - this is 78.58 rubles.
The fixed payment, which is part of the insurance pension, will be taken into account taking into account the indexation on the date of May 1, 2017 and is equal to 4805.11 rubles.

Further, subject to the continuation of paid work, all subsequent indexation of singing after the appointment will be suspended. Those. The indexation, carried out from January 1, 2018 by 3.7%, will no longer be applied to the pension of this woman. And this will continue until she quits her job or is fired by her employer.

Indexation of pension after the dismissal of a working pensioner in 2018

In 2017, a law was adopted, according to which there was a change in the period for recalculating pensions after dismissal. In 2018, working pensioners will be able to receive a pension with all missed indexes already from the next month after the dismissal. At the same time, the pensioner himself will not need to additionally apply to the Pension Fund, since this recalculation is entirely based on the monthly reporting of employers!

Previously, after leaving work, the pensioner received a recalculation of the received pension, taking into account all indexations for three months:

The first month is the submission of reports to employers in the FIU about citizens working in the organization;
the second month - the data on the fact of work was loaded into a single software package that operates throughout the country;
the third is the adoption by the territorial body of the PFR of a decision on recalculation.
For citizens who stopped working in 2018, the period for accruing pensions is reduced, taking into account the indexations missed during the work period. This will be possible after the entry into force from January 1, 2018 Federal Law No. 134-FZ dated July 1, 2017.

However, the process of additional accrual of missed increases will be the same for technical reasons. will also take several months. But after that, when paying an already recalculated pension after 3 months, an additional payment will be made for the entire period since the termination.

This innovation applies only to laid-off after January 1, 2018. If a pensioner quit, for example, in December 2017, then the additional indexation of his pension will be carried out only from April 1, 2018 - without additional payment for the period from January to March (in other words, these months will be lost).

Latest news and fresh changes V pension provision

As it has already become clear, the increase in pensions in the new year for most categories of pensioners will be very small (inconspicuous) or, as for a large category of working pensioners, there will be none at all. But in the new year requirements will rise to the already formed pension rights and the level of wages of Russian citizens for retirement:

The minimum requirements required for retirement in 2018 will increase by the planned values ​​provided for by the law “On Insurance Pensions” – now for this you will need to have at least 9 years of work experience And minimum 13.8 pension points.
Earn new retirement points for the working population from 2018 becomes much more difficult, since the maximum value of the base for calculating insurance premiums in the PFR in 2018 (based on which the points earned for the year are calculated) will be increased immediately by 16.55% - from 876 thousand rubles to 1 million 021 thousand. - in accordance with Government Decree No. 1378 of November 15, 2017. And it is unlikely that anyone in Russia is now growing at the same pace (well, if at all).

No other significant changes are expected in the Russian pension system in 2018. In particular, the lump-sum payment to pensioners in the amount of 5,000 rubles expected by many will not be paid in 2018- it was a one-time, one-time surcharge, which was due to all pensioners in January 2017 in exchange for the additional indexation provided for by law, which was missed in 2016 (and there is simply no reason to pay it in 2018).

And one of the few really good news for Russians is that no decision has yet been made to increase the retirement age, which is relevant for those who are still working or planning to retire (including men born in 1958 and women born in 1963).
Will there be a one-time payment of 5,000 rubles to pensioners in 2018?

At the beginning of 2017, recipients of all types of pensions, regardless of the fact of work, received an additional payment in the amount of 5,000 rubles. This measure was necessary in the current economically unstable situation.

Against the backdrop of high inflation and the inability to carry out additional indexation of pensions in 2016, it was decided to make a lump-sum payment in addition to citizens' pensions (Law No. 385-FZ of November 22, 2016). Thus, the pensions of Russians were "conditionally indexed", many of whom took it simply as a gift for the New Year.

Currently, according to the Government, the economic situation in the country is normalizing. Over the past 12 months, consumer price growth (inflation) has not exceeded 3%, and pensions in 2017 rose by a total of 5.78% for two indexations.

The upcoming indexation of 3.7%, scheduled for January 2018, exceeds the inflation rate for 2017. Therefore, no additional lump sum payments(5 thousand rubles or any other) in addition to the already pledged indexation will not be made!

Will there be an increase in the retirement age in 2018 (latest news)

In the past few years, the most discussed and acute for Russians is the issue of raising the retirement age. In many other countries, including post-Soviet ones, relevant decisions have already been made and are being implemented.

For example, from January 2017 in Belarus, the retirement age will be increased annually by six months until women reach 58 and men 63. In Kazakhstan, the same values ​​\u200b\u200bare valid - for women at 58 years old, for men at 63 years old.
In many developed countries, such as Germany, men retire at 65 and women at 60.
In Ukraine, the Verkhovna Rada adopted a law on pension reform, which also includes an increase in the current retirement age.
Now this question is ripe in Russia. According to the Government, first of all, it is interconnected with the fact that the length of the working age is increasing in the country - i.e. about a third of Russians already stop working after retirement due to age.

However, so far, due to the great unpopularity of this measure, the Government of Russia has not yet made a final decision to extend the retirement age (although many consider this issue resolved and note that it will most likely begin to be implemented after the next presidential election, which will be held in March 2018 — but so far it's just a rumor).

How many points and seniority do you need to retire in 2018?

Since 2015, there has been a point system for calculating labor (insurance) pensions for citizens, in which the insurance premiums paid to the Pension Fund by the employer for their employees are converted from rubles into relative values ​​(points). The amount of contributions recorded for the year is correlated with the limit of the recorded amount of contributions approved by the Government, to which 10 retirement points(this is the maximum that can be obtained in one year).

But in order to obtain the right to retire on an old-age pension within the generally established terms, it is necessary to comply three prerequisites:

The onset of the age established by law;
the presence of insurance (labor) experience;
the presence of an established value of the individual pension coefficient (IPC) or in other words, the amount of pension points.

It should be noted that this only applies to old-age pensions! Other types of pensions under compulsory pension insurance (disability, survivors) appointed independently on the duration of labor (insurance) experience and the number of points received.

Since 2018, a prerequisite for granting a pension upon reaching retirement age (now it is 55 years for women and 60 years for men) is the presence of 9 years of experience and 13.8 points individual pension coefficient (IPC).
An example of calculating pension points from 2015 to 2018

For a man born in 1965, he has an official salary before income tax (personal income tax) in the amount of 30,000 rubles (respectively, his salary for the year is 360,000 rubles). Suppose the salary of this citizen has never been raised since 2015. At the same time, deductions for the funded part of the pension are not made for him, since he was born earlier than 1967. Thus, the employer deducts insurance premiums for this man to an individual personal account in the amount of 16% of earnings before the deduction of personal income tax - that is, 16% x 360,000 = 57,600 rubles per year. Let's calculate how many points this man has earned since 2015, when the new pension formula began to operate.

For these purposes, the Government annually approves the so-called marginal wage, the amount of mandatory deductions from which in the FIU to the individual personal account of a citizen is 16%. Thus, the maximum established salary in the country from 2015 to 2018 is the following values ​​(see table below).

Year
Marginal wage for deductions to the Pension Fund of the Russian Federation (insurance base), rub.
The maximum amount of insurance premiums taken into account (16% of the base), rub.
Base increase relative to the previous year, %
Wage depreciation when converted into points relative to 2015, %
2015
711000
113760
—
—
2016
796000
127360
11,95
10,67
2017
876000
140160
10,05
18,83
2018
1021000
163360
16,55
30,36

In 2018, the insurance base for contributions to the Pension Fund will be 1,021,000 rubles in accordance with Government Decree No. 1378 dated November 15, 2017. Then the maximum amount of insurance premiums taken into account for the year, taken as 10 points, will be 163,360 rubles (an increase compared to 2017 immediately by almost 17 %).

Therefore, each ruble earned in 2018 will “depreciate” when converted into pension points by 1 - (1 / 1.17) = 15% relative to 2017, and by more than 30% relative to the level of 2015! Therefore, it is not enough to have only a constant high salary for the formation of decent pension rights. So that their volume does not decrease from year to year, according to the new pension formula salary must increase by at least 10% per year(see table above).

Let's go back to our example. To translate the monthly earnings of 30,000 rubles into points, you need to correlate the salary data (taking 16% of the annual earnings, which in this example will be 57,600 rubles per year) to the established limit values ​​\u200b\u200band multiply by 10:

57600 / 113760 x 10 = 5.06 points earned by a citizen in 2015;
57600 / 127360 x 10 = 4.52 points in 2016;
57600 / 140160 x 10 = 4.11 points in 2017;
57600 / 163360 x 10 = 3.53 points will be earned in 2018.

Thus, in just 4 years, while maintaining the same level of wages (in this example, this is 30 thousand rubles per month) the number of accrued pension points decreased by 30%(in this example, from 5.06 points in 2015 to 3.53 in 2018). Thus, in the modern pension system there is a mechanism that leads to a decrease in the level of annually accumulated pension rights while maintaining the same wage!

Accordingly, in the considered example, since 2015, a citizen has earned 5.06 + 4.52 + 4.11 + 3.53 = 17.22 points. Moreover, if a citizen had the right to a pension in 2017, then all points accrued to him must be multiplied by 78.58 rubles - this is the cost of an insurance point from April 1, 2017. And if the right to a pension arises in 2018, then from January 1, it will be necessary to multiply by 81.49 rubles.

Update: February 22, 2019

Pension increase in 2019 - will there still be indexation and by how much? Read on this page the latest news about the increase in pensions for working and non-working.

The topic of raising pensions in Russia today is being discussed very actively at all levels. Still would! Another one is unfolding in the country pension reform. We have not yet had time to get used to the so-called Pension points, and they are already trying to cancel them. And most importantly, a decision has been made to raise the retirement age in Russia.

What can today's pensioners (working and non-working) expect now? What will be the indexation of pensions in 2019? When will pensions be raised and by how much?

Many questions arise. Let's start with what Vladimir Putin said about raising pensions.

Putin on the indexation of pensions in 2019

Russian President Vladimir Putin for Lately already twice addressed the topic of raising pensions.

1. First, in a televised address on pension legislation, he stated that “ already in 2019, the indexation of old-age pensions will be about 7 percent, which is twice as high as the projected inflation at the end of 2018. In general, in the next six years we will be able to annually increase the old-age pension for non-working pensioners by an average of 1,000 rubles.».

2. And then, during his annual address to the Federal Assembly, Putin commented on how officials had carried out his instructions to raise pensions by 7 percent. It turned out to be bad. The President scolded the officials and demanded a recalculation:

« … Pensions were indexed this year. But if the pensioner's income exceeded the subsistence minimum, he was no longer paid the social supplement. As a result, the size of pensions has practically not increased, people feel deceived. It was necessary to take into account all the nuances, but this was not done. The injustice that has arisen must be immediately eliminated. Putin said. — The state must first bring the pension to the subsistence level, and only then carry out indexation. It is necessary to recalculate and return to people the money that they have not received since the beginning of the year ...»

Let's try together to figure out what the authorities did with the indexation of pensions in 2019, and how do they plan to correct the situation?

1. Indexing insurance pension in 2019

The President's instructions from the televised address regarding a 7% increase in payments were embodied in the budget of the Russian Pension Fund for 2019-2021. It spelled out plans for the indexation of pensions for the near future. But we are primarily interested in the situation that has developed with the increase this year. Let's tell.

Pension increase in 2019: increase and recalculation

In the last three years, an average increase in pensions has been carried out by 400-500 rubles. So,

• in 2016, the increase was 399 rubles,
• in 2017 - 524 rubles,
• in 2018 - 481 rubles,
• in 2019 — …

Speaking about raising pensions in 2019, Putin, as we recall, named two figures:

1. indexation by 7 percent;
2. increase by an average of 1000 rubles.

But many misunderstood the president's words!

Putin's 7 percent turned into 7.05...

With percentages, it would seem, everything is clear.

The President said that in 2019, the indexation of old-age pensions will be about 7 percent. The exact figure was written in the budget of the Pension Fund.

“From January 1, 2019, the old-age insurance pension for non-working pensioners has been increased by 7.05 percent. As a result, the average annual insurance old-age pension for non-working pensioners in 2019 will amount to 15.4 thousand rubles.”

But with a thousand there was a hitch.

... Not everyone received 1,000 rubles for retirement!

Some pensioners thought that they would distribute 1000 rubles to everyone. But, having received the first payments for 2019, they were disappointed. Their increase turned out to be less than the expected thousand. The Russian Pension Fund explained:

The increase is individual for each pensioner, and its amount depends on the size of the pension!

In this table, the site clearly showed the amount of pension increase from January 1, 2019, based on its established size.

		Increase in pension, rub

According to the Pension Fund of the Russian Federation

As you can see, for some, the increase was less than 500 rubles, while for others, more than 1.5 thousand. But suddenly another problem arose.

Some of those who receive a pension below the subsistence level did not receive any monetary increase at all! That is, indexation seems to have happened, but the actual payout amount has not changed! How could this happen?

The poorest did not see the increase

We are talking about those whose pensions do not reach the subsistence level of a pensioner (PMP) in the region. Today, a special support measure is in place for them: together with a pension, they receive a social supplement so that their total monthly income reaches the subsistence level.

Pension + Supplement = Pensioner's Subsistence Minimum (PMP).

What did the officials do with the promotion? Everything is simple.

How pensions have been indexed for the poorest pensioners since January 2019

Let's take an example.

A pensioner living, for example, in Voronezh received an insurance pension in the amount of 8,000 rubles. The cost of living for a pensioner (PMP) in this region is 8,750 rubles. Therefore, he is entitled to an additional payment of 750 rubles.

As a result, every month he receives in his hands: 8000 + 750 = 8750 rubles.

Since January 1, this person's pension, due to indexation by 7.05%, has increased by 564 rubles and amounted to 8,564 rubles. But in monetary terms, he did not feel the increase, since the Surcharge was reduced by the same amount: 750 - 564 = 186 rubles.

Now he continues to receive monthly the same 8,750 rubles - the amount of the subsistence minimum for a pensioner (PMP) in the Voronezh region. Only its payment is calculated a little differently: 8564 + 186 = 8750 rubles.

As you can see, the terms as a result of the indexation of pensions have changed, but the real amount of payments has remained the same!

It was precisely this kind of injustice that Putin spoke about during his annual address to the Federal Assembly.

How pensions will be indexed under the new rules (taking into account the living wage of a pensioner)

Putin said: "The state must first bring the pension to the subsistence level, and only then carry out indexation."

How did you understand his words?

Perhaps someone thought that the state would first bring the pension of a poor pensioner from Voronezh from our example to a living wage of 8,750 rubles, and then index this PMP by 7.05%. And as a result, our pensioner will receive 8750 + 616 = 9366 rubles. But that would be too good. Officials understood Putin's words differently.

They came up with a new accrual mechanism monthly payments those whose pension does not reach the living wage. Let's analyze it using the example of the same poor Voronezh pensioner.

As we remember, his pension in the amount of 8,000 rubles has been indexed by 7.05 percent since January 2019, resulting in an increase of 564 rubles. According to the new rules, it is this amount that will be added to his current monthly allowance.

Pension before indexation (8000) + Surcharge before indexation (750) + Increase received as a result of indexation (564) = 9314 rubles.

And it's possible like this:

The size of the Subsistence Minimum for a Pensioner in the region (8750 rubles for the Voronezh region) + The increase received as a result of indexation (564) = 9314 rubles.

That is, the real amount of payments in monetary terms will increase by 564 rubles.

Well, of course, it's better than nothing!

Who is affected by the new procedure for calculating pensions?

We are talking only about those pensioners whose pension does not reach the value of the subsistence minimum for a pensioner (PMP) in the region!

For what months will the recalculation be carried out?

According to the new rules, pensions for January and February will be recalculated. Recalculation of payments will be made without notice. There is no need to apply to the Pension Fund of Russia and submit any applications.

2. Raise social pension from April 2019

State pensions, including social pensions, traditionally increase from April 1. As we remember, since April 1, 2017, social pensions have been indexed by 1.5 percent, since April 2018 - by 2.9%. As a result of indexation, the average social pension increased by 255 rubles and after the increase amounted to 9,062 rubles.

How much will our government fork out this time?

Putin did not say anything about social pensions. At first, as the Pension Fund reported, the following increase parameters were planned: “Pensions for state pension provision, including social pensions, will be increased by 2.4% for all pensioners from April 1, 2019, while the average annual social pension will increase to 9.2 thousand rubles. rubles".

But at the end of February, plans suddenly changed!

The Ministry of Labor of Russia has prepared a draft government decree on this matter (it is posted on the Federal Portal of Regulatory Legal Acts), in which the previously planned growth of 2.4% has shrunk to 2.0%.

3. Indexation of pensions working pensioners in 2019

As we remember, in 2016, 2017 and 2018 insurance pensions working pensioners were not indexed. In 2019, there is also no need to wait for an increase.

There were even rumors that the payment of pensions to working pensioners, in connection with the reform of the pension system in Russia, was planned to be canceled altogether. Fortunately, these are just rumors.

Deputy Prime Minister Tatyana Golikova, in the program “Sunday Evening with Vladimir Solovyov” on the Russia 1 TV channel, assured that “working pensioners continued to receive pensions and wages, and will continue to receive both pension and wages.”

However, after they stop working, the amounts of the insurance pension and the fixed payment to the insurance pension will be recalculated taking into account all indexations that took place during their work. Recalculation will be made from the 1st day of the month following the month of termination of work.

And, of course, in August 2019, working pensioners will have their pensions recalculated based on the results of the previous year.

4. Recalculation of workers' pensions in August 2019

In August 2019, working pensioners are likely to face the traditional unclaimed recalculation.

The increase in pension as a result of recalculation is individual in nature and depends on the amount of insurance premiums that the employer paid to the Pension Fund for a working pensioner in 2018.

Pension indexation calendar for 2019

Based on this information, the site's correspondents compiled a preliminary calendar of pension increases for 2019.

• From January 2019, an increase in the old-age insurance pension for non-working pensioners by 7.05 percent.
• From January 1, 2019, a 25 percent increase to the fixed insurance pension payment is introduced for non-working pensioners living in the countryside and having 30 years of experience in agriculture.
• In March (or April) 2019 - recalculation of incorrectly indexed pensions of NON-working pensioners.
• From April 2019, the social pension will increase by 2.0%.

Labor pensions in Russia in 2018 for non-working pensioners will be indexed above inflation one month earlier- that is, not from February 1, as is traditionally done and established by law "About insurance pensions", A since January 1, 2018. This will be done in order to ensure next year not only a nominal increase in pensions, as has been the case for the past few years, but also their growth in real terms(that is, above the inflation rate). This increase will affect recipients of all types of insurance pensions - old age, disability and survivors, with the exception of.

In order to index pensions in 2018, a draft law was developed in a special format, which was adopted and signed by V.V. Putin on December 28, 2017.

This was announced on September 18, 2017 by the Minister of Labor and Social Protection of the Russian Federation Maxim Topilin based on the results of the Government meeting, which discussed the forecast of Russia's socio-economic development for the next 3 years, the draft federal budget and state extra-budgetary funds.

By what percentage will pensions be increased in 2018?

Thus, from January 1, 2018, based on the results of the indexation of the insurance pension by 3.7%, the size of one pension coefficient will increase from the current 78.58 to 81.49 rubles, and the base amount of the fixed payment will increase from 4805.11 to 4982.90 rubles(see table below).

In Art. 8 of the text of the introduced draft law on the budget of the Pension Fund, it was indicated that, in accordance with the rule established by part 22 of Art. 18 law "About insurance pensions", from April 1, 2018, the size of one pension coefficient will be RUB 81.96, due to which the total increase in the cost of IPC in 2018 will be (81.96 / 78.58 - 1) = 4,3% . However, in the process of considering the draft law by the State Duma, this measure expelled.

Will there be indexation for working pensioners in 2018?

Indexation of pensions in 2018 in Russia will be carried out only for those who are already retired. There are no plans to reopen in 2018.

As the head of the Ministry of Finance of the Russian Federation noted Anton Siluanov, it's connected with rising real wages in the country, which will continue in 2018 and which will exceed inflation in the country. In this regard, according to the Ministry of Finance, there are more opportunities to increase their income in 2018 than the unemployed. At the same time, it was once again noted that all missed indexations during the period of continuation of labor activity by pensioners will be carried out as soon as they stop working. Until then, they will only be entitled to, held annually from August 1 in an amount not exceeding 3 pension points, according to the paid ones.

Thus, while in 2018 for working pensioners, it is envisaged to maintain, which was in effect in 2016 and 2017. However, back in the spring, Prime Minister Dmitry Medvedev proposed to return to the discussion of this issue. In this regard, on September 18, Deputy Prime Minister for social issues Olga Golodets proposed to hold another separate meeting on this issue, taking into account the interests of all interested parties.

Increase in social pension in 2018

Disabled citizens in accordance with Art. 25 federal law "On State Pension Provision in the Russian Federation" are indexed in proportion to the increase in the subsistence minimum for pensioners over the past year. The indexation coefficient is determined in March immediately before it is held and is approved by a separate Government Decree.

In this regard, now the percentage of increase in social pensions can be called very tentatively. As the head of the Ministry of Labor said on September 18 Maxim Topilin, their indexation from April 1, 2018 is planned tentatively at 4.1%(forecast).