My mother retired at the age of 50 due to the loss of a breadwinner (her son died at the time), she lives in the area affected by radiation after the Chernobyl disaster, in connection with this, she has the right to retire at 52 and she should be paid two pensions for the loss breadwinner and old age (according to the law, those who live in the Chernobyl zone who receive a labor pension of less than 7254 rubles are assigned a pension, so her mother got less (6600 rubles) and even her mother has a 13-year-old dependent daughter. When mom started to apply for a pension in a pension fund, she was told that it was better to apply for a state pension, and a few days later another woman called her and began to say that she was not entitled to this pension, but only labor (6600 r) which includes accruals for her daughter's dependency, I would like to understand this issue. pensions, and not working?

Pension Fund. I sued. So they tried in every possible way to cover up the case, they constantly demanded some new evidence. Finally, after more than 5 years, I managed to win the case in court. During this time, I repeatedly ended up in the hospital, because. the state of health has noticeably deteriorated from constant bullying and lawlessness. I have two questions about this. The first is about charging me interest, taking into account inflation. I submitted a request, but was told that my interest calculation was not correct and until I brought the correct calculation in accordance with the law, my request would not be accepted. Can you please tell me where can I find the correct formula for the calculation (I was told to use a consumer basket). Second . Can I sue for bullying that caused my poor health. Thank you very much in advance. Tatiana

The husband is an individual entrepreneur, but not for 3 years, but only pays a fixed amount. payment to the pension fund. In 2010, under an agreement with a medical institution. had an expensive jaw surgery. Can a son receive a tax social deduction for treatment for a father, since he works and pays taxes?

I worked in SMU-2 of the metro construction from 1979 to 1990. For 8 years underground. According to the orders and dates recorded in the labor one. SMU-2 is now liquidated. And in the certificate from the archive for the pension fund there are completely different entries. work, and in the certificate on the same date and by the same order he was transferred to the surface. And in general, how to understand a drifter on the surface, we worked in tunnels anyway, and this is underground. Please help me figure it out or explain what to do or is it useless? Sincerely, Fedor

VEB has the right to invest pension savings of citizens in two investment portfolios:

– basic: formed from bonds Russian Federation and corporate bonds of Russian issuers guaranteed by the state;

– extended: formed from government securities of constituent entities of the Russian Federation, corporate bonds of Russian issuers, state-guaranteed deposits in rubles and foreign currency in credit institutions, mortgage-backed securities, bonds of international financial organizations.

When making changes to the unified register of insured persons for compulsory pension insurance or when the Pension Fund of the Russian Federation satisfies an application for choosing an investment portfolio with the establishment of an option pension provision providing for the allocation of 6.0 percent of the individual part of the insurance contribution rate to finance the funded pension, for such citizens, a pension provision option is established that provides for the direction of insurance contributions to the funded pension.

Prior to the exercise of this right of choice, as well as for persons who have not exercised this right, a pension provision option is established that provides for the direction of the insurance contribution in full to finance the insurance pension - that is, the formation of only an insurance pension.

If after the expiration of a five-year period from the date of the first calculation of insurance premiums for compulsory pension insurance, these insured persons have not reached the age of 23 years, the specified period is extended until December 31 of the year in which the person reaches the age of 23 years (inclusive).

In addition, a citizen born in 1967 and younger who made before December 31, 2015 the choice of the pension option in favor of forming a funded pension at any time can choose to refuse to form it. mandatory pension insurance paid by employers for their employees, such a citizen until the lifting of the moratorium is formed only insurance pension.

15. How can I change my choice of pension savings insurer?

To transfer pension savings from the PFR to a non-state pension fund, you must first select a non-state pension fund. Full list funds operating in compulsory pension insurance can be found on the website, which is the regulator of their activities.

Then the insured person must apply to the selected non-state pension fund and conclude an agreement with him on compulsory pension insurance.

After that, no later than December 31 of the current year, you must apply to the FIU with one of the applications:

– on the transfer from the PFR to a non-state pension fund that provides mandatory pension insurance;

– on transfer from one non-state pension fund to another non-state pension fund;

– on the transfer from a non-state pension fund that provides mandatory pension insurance to the Pension Fund of the Russian Federation.

These applications are submitted in the following way:

- personally (through a representative) to the client service of the territorial body of the PFR or through a multifunctional center for the provision of state and municipal services (MFC). In this case, the identification and verification of the signature of the insured person is carried out by an employee of the territorial body of the PFR or an employee of the MFC;

- by mail. In this case, the identification and verification of the authenticity of the signature of the insured person is carried out by a notary or in the manner prescribed by paragraph 2 of Article 185.1 of the Civil Code of the Russian Federation, or by officials of consular institutions of the Russian Federation, if the insured person is outside the Russian Federation;

- through the Citizen's Personal Account on the PFR website, if you have a verified account on the gosuslugi.ru portal and an enhanced qualified electronic signature.

After the transfer of pension savings to the selected non-state pension fund, it becomes your insurer for compulsory pension insurance in terms of the formation of pension savings, that is, after retirement, it will not be the PFR that will pay you pension savings, but the non-state pension fund.

Please note that at the time of application, the citizen must be 14 years old.

16. How can I get a certificate for maternity (family) capital?

In order to obtain a certificate for maternity (family) capital, you must fill out an application for issuing a state certificate for maternity (family) capital in the territorial body of the Pension Fund of the Russian Federation at the place of registration or in the Personal Account of a citizen on the PFR website and submit Required documents.

The term for consideration of your application is no more than one month from the date of its submission. After that, within five days, you will receive a notification containing information about decision(on issuing or refusing to issue a certificate). If the decision is positive, you will be able to obtain a state certificate for maternity (family) capital in the territorial body of the Pension Fund at the place of registration and in a number of multifunctional centers for the provision of state and municipal services.

17. What documents are required to obtain a certificate for maternity (family) capital?

You need to provide:

– an application of the established form (you can download it from the website of the Pension Fund);

- a document proving the identity, place of residence, Russian citizenship of a person entitled to receive maternity (family) capital: a passport or a document replacing it;

- documents confirming the birth (adoption) of children: birth certificates of all children (for adopted children - adoption certificate);

- documents confirming the Russian citizenship of a child born (adopted) after January 1, 2007, in connection with the birth of which the right to additional measures of state support arose: a birth certificate indicating the citizenship of his parents or there is a stamp of the passport and visa service on citizenship child (an insert in the child's birth certificate, if received before 07.02.2007);

In necessary cases, documents are submitted confirming the death of a woman who gave birth (adopted) children, declared her dead, depriving her of parental rights, committing an intentional crime related to crimes against the person in relation to her child (children), death of parents (adoptive parents) and other.

Photo courtesy of the Pension Fund of Russia

18. I received a certificate for maternity (family) capital! How can I spend it?

You can direct funds (part of the funds) of maternity (family) capital to improve living conditions education of your child, the formation of your funded pension or for social adaptation and integration into society of a child (children) with disabilities. You can read more about the conditions for using maternity (family) capital by clicking on the link.

19. What do I need to do in order to use the services of the Citizen's Personal Account (PCA)?

In order to use the services of the Citizen's Personal Account, you need to go to the PFR website in the "Electronic Services" section and click on the "Electronic Services" button, or click on the "Citizen's Personal Account" button at the bottom of the main page of the PFR website.

In the next window, you must click the "Login" button (for users who have an account in the Unified Identification and Authentication System (ESIA)) and enter your login (which is the phone or e-mail) and password.

After completing these steps, you will be able to use the cabinet.

IMPORTANT! In order to use the services of the Citizen's Personal Account, you must have a verified account in the ESIA or on the website.

20. How can I register with LKG?

In accordance with the Decree of the Government of the Russian Federation of July 10, 2013 No. 584, the implementation of the entrance to the Personal Account of a citizen is possible only through the ESIA (Unified Subscriber Identification System).

To register, click on the "Citizen's Personal Account" button at the bottom of the main page of the PFR website or in the "Electronic Services" section. After loading the login window, click the "Register with ESIA" button and follow the further instructions.

IMPORTANT! There are three levels of account verification in ESIA:

Level 1 - "simplified account". To receive it, you only need to enter your full name, mobile phone or e-mail.

Level 2 - "verified account". To receive it, you must fill out the proposed questionnaire and go through online check SNILS and passport data.

Level 3 - "verified account". To receive it, it will be necessary to confirm the registration during a personal visit to the specialized center of Rostelecom by ordering a confirmation code by registered mail by or using an electronic signature tool or UEC.

In order to use the services of the Insured Person's Personal Account, it is necessary to have a "verified account" level.

Questions from readers

Irina: I used a pension calculator, calculated the estimated pension and found out that it does not depend on the size of the salary. Tell me, is it really true? All the same, which of the parameters in the calculation really affects the size of the pension?

For size future pension 6 key factors influence:

1. DURATION OF INSURANCE EXPERIENCE

When determining the size and right to a pension, the insurance period is taken into account.
Insurance experience must be at least 15 years. The increase in the requirements for seniority is gradual: in 2016 it is 7 years and over 10 years in stages, 1 year each, will increase by 2024 to 15 years.

2. AGE OF RETIRE

Achievement retirement age occurs at 60 for men, 55 for women. Certain categories of citizens have the right to assign an old-age insurance pension ahead of schedule.

For each year of later application for the appointment of a pension after the right to it has arisen, the fixed payment and the insurance pension are increased by premium coefficients. We wrote about this in more detail earlier here.

3. NUMBER OF PENSION POINTS

For every year labor activity of a citizen, subject to the accrual by employers or by him personally of insurance premiums for compulsory pension insurance, he has pension rights in the form of retirement points. The number of pension points depends on the accrued and paid insurance contributions to the compulsory pension insurance system and the duration insurance experience.

4. INSURANCE CONTRIBUTIONS OF THE EMPLOYER

Remember that the employer pays for you insurance premiums in the FIU, without deducting this amount from wages. Some unscrupulous employers evade paying insurance premiums for their employees. You can find out about the amount of insurance premiums accrued through the citizen's Personal Account on the PFR website. If you think that any information is not taken into account or is not taken into account in full, contact the employer to clarify the data and submit it to the FIU in advance.

5. OFFICIAL SALARY

Insurance premiums are paid only from the official salary.

6. PENSION OPTION

The pension provision option in the mandatory pension insurance system affects the accrual of annual pension points. When forming only an insurance pension, the maximum number of annual pension points is 10, since all insurance contributions are directed to the formation of an insurance pension. When choosing to form both an insurance and funded pension at the same time, the maximum number of annual pension points is 6.25, since 27.5 percent of insurance contributions are directed to the formation of pension savings.

Each citizen independently chooses: to form only an insurance pension or to form both insurance and funded pensions. When you make a decision about choosing a pension option, do not forget that the insurance pension is formed in pension points. The cost of a point is annually set and increased by the state.

Thus, the pension is guaranteed to grow due to the increase in the value of the point and the size of the fixed payment. The profitability of pension savings depends solely on the results of their investment, that is, there may be losses. In case of losses, the payment of the amount of paid insurance contributions to the funded pension is guaranteed.

Yuri: In connection with the recent acquisition of citizenship of the Russian Federation, I would like to receive information about the pension system of the Russian Federation, taking into account options for citizens, in a concise and most understandable way. Can you recommend any online resource or document for this?

Hello. All necessary information can be found on the website of the Pension Fund of Russia.

Sergey: Changed the place of work by “transfer”, is the continuity of experience considered?

Hello. In the case of a change of place of work by "transfer", the length of service is considered continuous.

Sergey: I was born in 1959, 3 years in the Soviet time of working in one place is taken into account?

Hello. Yes, they do. Periods of work in the USSR are included in the length of service.

Olga: I, a working grandmother, went on vacation for my granddaughter up to 1.5 years old. Will my points be added to my pension?

Hello. If you were assigned a pension after January 1, 2015, then all periods of employment and periods of socially significant activity are already taken into account in the form of pension points. If you were assigned a pension before January 1, 2015, then you can find out about the profitability of recalculation, taking into account non-insurance periods, at the client service at the location of your pension case.

Nicholas: How to prove that my wife cared for my grandmother born in 1905 (now deceased) from 1987 to 1997. They lived in the same apartment, the wife did not work.

Hello! It is necessary to apply with witnesses to the territorial body of the FIU. It is also necessary to submit documents certifying the age of the person being cared for (for the elderly and disabled children).

As a document confirming the fact and period of being on disability is an extract from the certificate of examination of a citizen recognized as disabled, issued by federal institutions of medical and social expertise.

Birth certificate, passport, as well as other documents can be presented as documents confirming age.

Valera Popov: Why are there no official explanations in the media about possible changes in the amount of pensions at birth/care of a child? This causes a wave of rumors and gossip. It is high time for TV to conduct a series of programs in an accessible form - how, what and why is happening in this area.

Hello! Since 2014, information and explanatory work has been carried out in the media and social media in connection with the entry into force of the 400-FZ “On insurance pensions”. Materials are regularly published on how the insurance pension is formed and calculated. Given the increased interest of citizens in this topic, only in Lately a large number of publications were initiated explaining the procedure for applying for recalculation. Relevant information is also available on the FIU website.

Eugene: How does working two jobs affect retirement? Is work under the contract included in the total length of service? Is income summed up when working under a contract in the total income when calculating a pension, because tax is paid?

Hello! Employers' insurance premiums from all places of work are taken into account. Pension points for this period are summed up, but cannot exceed the maximum amount for the year (in 2017 it is 8.26 points).

Alexander: Specialist (not a military man, not an official, not a deputy). In 2018, I turn 60 years old, I will retire on April 1. As a working person, I can get up to about 8.8 points per year (8.26 was in 2017). As a working pensioner - up to 3 points per year. For 3 months (not being a pensioner) I hope to score 4 points, for the other 9 months (being a pensioner) - 8.8. How many points will be awarded for 2018? And why hasn't the FIU published data for 2017 yet? For which previous years were there no limits on the accrued total amount when working in several organizations (that is, in the current way, accrued more than 8.26 per year)?

Hello! The number of pension points depends on the amount of insurance premiums paid. From January 1, 2017, the function of administering employers' insurance premiums was transferred from the PFR to. This means that the employer pays insurance premiums not to the Pension Fund, as it was before, but to the federal tax service. The FTS, in turn, transmits the data to the FIU. In this regard, information on the status of an individual personal account will be updated during the first quarter of 2018. Until 2015, there were restrictions on the income received, and pension points appeared only in 2015.

Michael: Why is the salary of 1983-1990 not taken into account when assigning a pension?

Hello! When assigning a pension, the total length of service until 2002 is taken into account. Pension capital is calculated based on wage data for 5 consecutive years up to 2002 and average monthly wage data for that period.

Eugene: Why did the PFR in August 2017 reset the seniority and the IPC, and they were rather big before that? I already contacted the FIU, it did not help. Or should I complain about this FIU in public services?

Hello! "Resetting" the length of service in a citizen's personal account occurs when a citizen is assigned a pension. If you have not applied for a pension recently, write a letter to our online reception

Eugene: Pesion points for a full year worked... from what date? From the date of the first entry in the work book? From date of birth? From the date of the corresponding New Year? I did not find an answer to this question in the pension legislation ... Which of the three options is correct?

Hello! In the personal account of a citizen on the PFR website, you can see the amount of accrued insurance premiums for the year, as well as the number of pension points for the year. At the end of the table, the total amount of points for the entire labor activity of a citizen will be indicated, indicating the places of work.

Vladimir: I am a military pensioner, born in 1950. From 2013 to military pension by seniority with experience military service at 46 years old (1967-2013). Since 1998 I have 19 years of civil insurance experience (scientific and pedagogical work in accordance with Article 10, Federal Law56), the IPC is equal to 50, insurance savings - more than 500 thousand rubles. Everything is taken into account in the FIU. In 2014, he applied for the insurance part of the old-age labor pension. I was refused due to the fact that my insurance civil service until 2013 was taken into account when calculating the military seniority pension. Military pension authority the fact of accounting for insurance civil experience denies in writing. I think that I am being deceived. What do you think?

Hello! For a detailed answer to your question, you need to see the documents, so please contact our online reception - indicate SNILS and passport details. We'll figure out.

Pavel Tipin: How can I get information from the Pension Fund on the amount of insurance premiums paid by the employer for a specific period (month, year)?

Hello! The citizen’s personal account on the PFR website contains data on your work activity, including the period of work, the amount of paid insurance premiums and the number of pension points for the year. You can also order an extract from an individual personal account on the PFR website.

Alexei: Good afternoon. Until August 2015, he served in the Ministry of Internal Affairs, retired due to his seniority. From the moment I retired, I officially work, my salary is white, the employer transfers pension savings to a non-state pension fund. Please tell me, after what time of work can I count on a “civilian” pension, and how is it calculated?

Hello! You will be able to apply for a “civilian”, namely an old-age insurance pension, upon reaching retirement age (60 years for men). At the same time, it is important to take into account that in order to assign a pension, it is necessary to work out a sufficient number of years and accumulate pension points. We wrote more about this and how the pension is calculated on our website.

Vladimir: At the time of retirement, the child will be 17.5 years old. I am divorced, I pay money for the maintenance of the child against receipt ex-wife(she is retired). Registration of the place of residence with me is separate from the child, but in the same multi-storey building. Am I entitled to an additional payment to the pension for a child up to his age of majority?

Hello! You will be entitled to an increased fixed payment amount, taking into account the fact that you have a dependent daughter.

Anton Alexandrovich: Hello. I know the amount of annual deductions, since the FIU sends reports annually. I recently requested an extract from the website. So the numbers in the extract did not fully coincide with these reports. I also learned that the accumulated amount of the insurance part decreased by about 60,000 rubles. Q: Why don't the reports match?

Hello! The FIU has not sent out reports and "letters of happiness" for a long time. To answer your question in more detail, you need to contact the territorial office of the FIU. You need to see the periods, the statement and the amount of insurance premiums.

Novel: What should I do if I disclosed my SNILS to third parties (scammers or insurance agents)? How can they take advantage of this?

Hello! There is some probability that your funded pension will be transferred to the NPF. To prevent this from happening, contact the territorial body of the FIU and write a statement.

Sergey: Good afternoon. Almost all of my father's labor activity took place in Tajikistan until 1993. When applying to the pension fund, they asked for documentary confirmation of all entries in the work book before the collapse of the USSR. Written requests were sent to Dushanbe, but there has been no response for about two months, and, as they say, we are unlikely to wait for it. What to do in this case?

Hello! In such situations, a citizen can apply to the court to confirm the length of service. Or the pension will be assigned taking into account the data that are available in the FIU.

Savchenko R.V.: According to what rules (laws, acts, rules...) will pensions be calculated for Crimeans? How is work experience under the USSR taken into account? What coefficients and average salary for calculating pensions will be taken for the period from 1992 to 2014?

Hello! The pension will be assigned in accordance with the Federal Law "On the Peculiarities of Pension Provision for Citizens of the Russian Federation Living in the Territories of the Republic of Crimea and the Federal City of Sevastopol" dated July 21, 2014 N 208-FZ.

Lily: Why is nothing heard about the indexation of the so-called veteran payments of 750 rubles? Or is it already “a lot of money”?

Hello! The social security authorities are responsible for payments to labor veterans.

Svetlana: Why are pensioners paid 1,500 rubles a month for a dependent? The cost of living is more than 7,000 rubles, maybe the Pension Fund of the Russian Federation will refuse to pay 1,500 rubles altogether and not be dishonored?

Hello! The FIU does not provide special payments for dependents. In the presence of dependents, the pensioner is assigned an increased amount of a fixed payment. You can study the amount of a fixed payment.

Olga: I do not want my pension accruals to be kept in the Pension Fund of the Russian Federation or somewhere else, can I pick them up? Or, upon reaching retirement age, credit it to your bank account, and not humiliatingly receive a penny?

Hello! No you can not. It is not you, but your employer, who pays insurance premiums towards a future pension, without deducting this amount from your salary. Upon reaching retirement age, you will be assigned a pension monthly and for life, and not a lump sum.

Mishcherin Yuri Vyacheslavovich: Hello. Does a university degree count as work experience? If not, then it turns out that after school I was idle for 6 years, with a break for the army.

Hello! The period of study is not included in the experience. But the period of military service is included.

Sergey: Hello. Tell me, please, why is the disability pension for working disabled people not indexed to inflation, as well as the pension of working old-age pensioners? After all, these are slightly different things. We still have to heal.

Hello. In accordance with the legislation of the Russian Federation, any type of insurance pension is paid to working pensioners without indexation. After the termination of employment, the pension will be recalculated taking into account all "missed" indexations.

Stanislav: How can I find out in which NPF my funded part of the pension is now? If you forgot...

Hello. You can view the data in your personal account on the PFR website. To do this, you need a verified account on the public services portal. You can also request an extract from the territorial office of the FIU.

Eugene: Is military service and contract service included in the RF Armed Forces seniority. Thank you.

Hello. Yes, military service is included in the length of service and for this period 1.8 pension points per year are accrued.

Arkady: He served in the army from 1978 to 1993 as an officer. I am not entitled to a pension. I continue to work until the age of 60. Service in the Armed Forces of the USSR and the Russian Federation is socially significant. How much retirement points will I get for 15 years of service?

Hello. Retirement points will be formed based on wages.

Catherine: I calculated my pension on the public services website. My monthly income for ten recent years more than 300 thousand rubles. White pay. According to the calculation, my pension is 12 thousand rubles a month. But deductions are deducted monthly from the entire salary. Why then a white salary?

Hello. In Russian legislation, there is a maximum wage that may be subject to insurance premiums. This amount increases every year. In 2017, the maximum wage before the deduction of personal income tax, subject to insurance premiums - 73 thousand rubles per month.

Alexei: I would very much like to take all the savings for subsequent investment on my own. Is there a possibility to do this?

Hello. The insurance pension is assigned only upon reaching the retirement age. It is appointed for life and paid monthly. It is not possible to collect your insurance premiums. If a citizen has formed the right to pay a funded pension, then when assigning an old-age insurance pension, you can write a corresponding application. A funded pension may be paid in a lump sum if its amount is less than 5 percent of the amount of the insurance pension, including a fixed payment. Or an urgent payment of a funded pension is assigned, which is carried out monthly.

Alexander: In addition to his pension, he received 1,867 rubles. Now I don't get it. Why?

Hello. To answer your question, you need to see the pension case. Please contact your local FIU.

Alexei: Good afternoon. Is work for 0.5 rates in hazardous production included in the calculation of length of service for a preferential pension?

Hello. To answer your question, you need to see the employment contract and orders from the place of work. Please contact your local FIU.

Basil: Am I entitled to a pension or a part of the pension for harmfulness, if the experience in hazardous work is only 5 years, instead of 6.5 according to the law?

Hello. Those who have worked in organizations with harmful and difficult working conditions are entitled to early exit on retire. To answer your question in more detail, you need to see the employment contract and other documents from the place of work. Please contact your local FIU.

Elena: Hello. Is an accomplished pensioner an able-bodied person? The fact is that my mother is a disabled person of the first group, and I myself am retired. Can I get care for her to increase my seniority? If yes, what is needed for this. Thanks in advance for your reply.

Hello. A pensioner can arrange care for a disabled person of the first group, but he is not entitled to receive a compensation payment.

Konstantin: My father reached retirement age 3 years ago. I have not received my pension yet due to circumstances. He was told that, despite this, his pension will be accumulated, and when he draws it up, these accumulated amounts will be paid. Perhaps this is somehow connected with the northern experience (he worked in Siberia). Tell me, please, is this true about savings or not?

Hello. For delayed retirement, premium rates apply. More information about this can be studied.

Vladimir: Are 1965 and 1960 years of birth subject to an increase in the retirement age?

Hello. Since 2017, the retirement age has been increased only for civil servants. There were no other changes in the legislation of the Russian Federation.

Marina: Please tell me if I understood correctly that I have the right to recalculate my pension if my daughter was born in the USSR before 1990 - I fit this parameter, but I retired in January 2017, and not until 2015, as necessary . I don't fit this option? Or the year of retirement doesn't matter, as my sister says. I can’t find an exact answer to this question, please explain whether or not I have the right to this recalculation. Thank you in advance.

Hello. Recall that, starting from 2015, the insurance period, in addition to periods of work, includes the so-called "non-insurance" periods, which include, among other things, parental leave for each child up to one and a half years, but no more six years in total. If the periods of work and non-insurance periods coincide in time, at the request of the pensioner, one of them is taken into account: either work or childcare. Who is entitled to recalculate the pension for children? Recalculation can be made to those who can earn points for periods of child care until they reach the age of one and a half years:

Is it beneficial for everyone to recalculate pensions? No, not everyone. If the periods of childcare coincide in time with the periods of work, one of the periods is taken into account in the insurance period - the one, taking into account which the amount of the pension will be higher. PFR specialists choose the most beneficial option for calculating a pension for a citizen. As a rule, if the pension is above 10-11 thousand and the leave was taken to care for one or two children, accrual of points for these periods is unprofitable.

What bonus can you expect? Each calculation of the size of the pension, and, accordingly, the size of the increase, will be individual. Basically, it is beneficial to those who have low earnings.

If the periods for accruing points for care coincide, the corresponding period of work is excluded from the length of service. It is possible that earnings will need to be reviewed if they were taken into account for the period that is excluded in connection with the recalculation.

How long does it take to recalculate? This is a regular recalculation, which is made from the 1st day of the month following the month in which the application was submitted for it.

What documents are needed for recalculation? Recalculation in connection with the replacement of periods is carried out at the request of the pensioner. When applying to the territorial body of the PFR, in addition to an identity document, it is necessary to submit birth certificates of children and documents confirming that children have reached at least one and a half years. If the birth certificate is stamped with a passport issuance stamp, it is sufficient to present only the certificate.

Anna: Good afternoon If I have experience from 1998 to the present, and I am an individual entrepreneur, does this mean that in total my pension will be greater?

Hello. The pension is calculated based on the insurance premiums you pay. Please use the pension calculator.

Aleksandr Vladimirovich: Hello! I have 33 years of northern work experience. Will the amount of the accrued pension change when moving from the far north to the middle lane. Thank you.

Dmitriy: Good afternoon. In 1996-2007 he worked at the Ministry of Internal Affairs, but for some reason these data are not indicated in the information of the FIU (requested through public services). Why and what to do?

Hello. You need to request data on labor activity from the employer and provide them to the territorial body of the PFR.

Olga:: Hello. I have 2 years left before retirement, the total work experience is almost 30 years. I received a salary all the time white. What will happen to the funded pension, which is transferred to non-gos. penny. Fund for these 30 years?

Hello. Your funded pension was invested in accordance with the profitability of the selected NPF.

Alexander: I did not receive a complete answer to my question about the accrual of points in the transition year to retirement: 04/01/2018 I retire, remaining to work. For the first three months I will score, for example, 4 points (earning about 320 tr.). Working in retirement, I will get to the maximum (8.7 approximately) points. How much will I get for 2018: 3 (as a working pensioner), 8.7 (as a non-pensioner) or 4 3*3/4= 6.25?

Hello. To answer your question, you need to look at the documents of the pension case. For detailed clarifications, contact the territorial authority of the Pension Fund of the Russian Federation at the place of residence.

Vladimir: The UPFR of the NSO of the Novosibirsk Region of the NSO of the Russian Federation responds that the limit ratio of 1.2 no longer applies justified after 2014. Why, because by a government decree it was canceled for unlawfully underestimating the professional status of citizens of the Russian Federation in 2011 and edited until October 2001. It does not exist, but the OPFR uses it, why?

Hello. In accordance with paragraph 3 of Article 30 of Federal Law No. 173-FZ of December 17, 2001, the ratio of the average monthly earnings of the insured person to the average monthly salary in the Russian Federation is taken into account in the amount of not more than 1.2.

Valentine: Good afternoon. Can you please tell me if the length of service includes the period of being on disability? I was on the 3rd group of disability, then I was made redundant until the age of 55, and now I am on the 2nd group. inv. Experience 15 years. Pension, taking into account the EDV, is about 9 thousand.

Hello. The period of being on disability is not included in the insurance experience. The insurance period includes periods when the employer's insurance premiums were paid, as well as non-insurance periods of socially significant activities, for example, military service and caring for a child up to 1.5 years old, etc. You can learn more about the periods that are taken into account when assigning a pension in 400-ФЗ On insurance pensions.

Vladimir: I am visually impaired of the 3rd group, I receive 8900, will our pension increase, I am 57 years old?

Hello. Insurance pensions are indexed annually in February, and state security pensions are indexed in April.

Valery: I don't know the size of my pension.

Hello. If you are already a pensioner, then you can see the amount of the pension in your personal account on the PFR website. To enter, you need a verified account on the State Services portal. Or you can request an extract from the territorial office of the FIU.

Victor: I am a citizen of Russia, currently living in Spain. In May, I turned 60, and I applied for a pension in Russia. An answer came from the Pension Fund that I should provide certificates from the archival authority and the military registration and enlistment office. Can the pension fund itself make a request to the archival authorities and the military registration and enlistment office, or do I need to go to do it myself? Thank you.

Hello. The citizen submits all the necessary documents to the FIU independently.

Olga Ivanovna: She lived in the Primorsky Territory, received a pension there, a budget. Will the pension change if I move to St. Petersburg?

Hello. Citizens who have worked out the necessary insurance experience in the regions of the Far North and areas equivalent to it are assigned an increased amount of a fixed payment. Also, an increased amount of a fixed payment is assigned to citizens permanently residing in the Far North and equivalent areas. Therefore, it is important to understand on which of the two grounds the insurance pension was assigned. If on the first basis, then when moving, the amount of the pension will not change, if on the second basis, then it will change taking into account the district coefficient at the new place of residence.

Moskvina Ludmila Ivanovna: She retired in 2007. Continuous work experience for 43 years. A message flashed about the recalculation of pensions for more than 40 years of service. Is it planned? It's a shame that they add pensions to those who did not work, but they ignore us.

Hello. This information is not true.

Andrey: How is the second pension for disabled people of the Chernobyl nuclear power plant calculated?

Hello. Chernobyl disabled people can receive either an insurance pension or a state pension. There is no right to receive two pensions.

Marina: How do I get my hands on the methodology for calculating my pension? What should I do if I am denied?

Hello. You can send an appeal to the online reception with a corresponding request, indicate SNILS and passport data.

Marina: 60 consecutive months for the calculation of a pension. If there was parental leave at that time, can I skip it and take the months following the parental leave?

Hello. You must provide proof of your average monthly earnings for any 60 consecutive months prior to January 1, 2002 during your employment. Information on average monthly earnings for 2000-2001, provided by employers and available in the PFR information systems, may be taken into account.

Mikhail Ivanovich: Military pensioner. 3 years had 2 groups of disability, 3 years - 3 groups. Am I eligible for a second pension?

Hello. A second pension through the FIU can be assigned to a military pensioner, subject to the following conditions.

Age. Reaching the generally established age - 60 years for men, 55 years for women. For certain categories of military pensioners, an old-age insurance pension is assigned before reaching the generally established retirement age, subject to the conditions for early appointment. For example, in the case of working in the North, working in difficult conditions, etc.

Experience. The presence of a minimum insurance period not taken into account when assigning a pension through the power department (in other words, the length of service in a "citizen"). It is 8 years in 2017 and will increase by 1 year annually to 15 years in 2024.

Points. The presence of a minimum amount of individual pension coefficients (points) - for 2017 it is set at 11.4 and will increase annually to 30 in 2025.

Pension. The presence of an established pension for long service or disability through the power department.

Rais: Does the total experience include training at the SGPTU of the city of Leningrad, and during the training, practice at mechanical engineering plants?

Hello. In accordance with the legislation of the Russian Federation, training in educational institutions is not included in the length of service. Work experience may be included in the length of service. For a more accurate and detailed answer, you need to see the documents, so please contact the territorial office of the PFR.

Elena: Hello! Krasnoyarsk region. The hype in the pension for additional payments for children born before 1990. In the decree, there are only numbers and it is written to pay everyone, but in reality only to those who have a small pension. Why didn't we give birth at the time? And they also worked, but they may not have worked, but they are being added. Why such injustice, I have 39 years of experience and still work. Maybe it's local? Nobody can really explain.

Hello. Recall that starting from 2015, the insurance period, in addition to periods of work, includes the so-called "non-insurance" periods, which include, among other things, parental leave for each child up to one and a half years, but not more than six years in total. If the periods of work and non-insurance periods coincide in time, at the request of the pensioner, one of them is taken into account: either work or childcare.

Who is entitled to recalculate the pension for children?

Recalculation can be made to those who can earn points for periods of child care until they reach the age of one and a half years:

If during these periods there are breaks in work;
- if, by replacing the period of work with a “non-insurance” period of child care, this option will be beneficial for the pensioner.

For the care of the first child, 1.8 points are awarded for the year of care, for the second child - 3.6 points, for the third and fourth - 5.4 points for each year of care. Points are awarded for no more than four children.

Is it beneficial for everyone to recalculate pensions?

No, not everyone. If the periods of childcare coincide in time with the periods of work, one of the periods is taken into account in the insurance period - the one, taking into account which the amount of the pension will be higher. PFR specialists choose the most beneficial option for calculating a pension for a citizen. As a rule, if the pension is above 10-11 thousand and the leave was taken to care for one or two children, accrual of points for these periods is unprofitable.

What bonus can you expect?

Each calculation of the size of the pension, and, accordingly, the size of the increase, will be individual. Basically, it is beneficial to those who have low earnings. If the periods for accruing points for care coincide, the corresponding period of work is excluded from the length of service. It is possible that earnings will need to be reviewed if they were taken into account for the period that is excluded in connection with the recalculation.

How long does it take to recalculate?

This is a regular recalculation, which is made from the 1st day of the month following the month in which the application was submitted for it.

What documents are needed for recalculation?

Recalculation in connection with the replacement of periods is carried out at the request of the pensioner. When applying to the territorial body of the PFR, in addition to an identity document, it is necessary to submit birth certificates of children and documents confirming that children have reached at least one and a half years. If the birth certificate is stamped with a passport issuance stamp, it is sufficient to present only the certificate.

Malik: My wife's birthday is 01/01/1960, i.e. she retired on 01/01/2015, her pension was calculated in December 2014 according to the old one, motivated by the fact that they still do not have instructions in the pension department (Kunashaksky district of the Chelyabinsk region), is this correct?

Hello. Your spouse can apply for a pension recalculation in accordance with Federal Law 400 “On Insurance Pensions”.

Igor: How many points will be counted for seniority from 1980 to 2009 when assigning a labor pension of 60 years?

Hello! If the pension was assigned before 2015, then it was calculated not in pension points, but in accordance with 173-FZ "On labor pensions In Russian federation". If you are interested in the number of pension points, and the pension has not yet been assigned, then you can check the status of an individual personal account in the citizen’s personal account on the PFR website, or request an extract from the territorial body of the PFR.

Raikhlina Nina Gavrilovna: When I retired, the experience was 38 years, but after working after retirement, the experience increased by 13 years, can I recalculate the pension by experience?

Hello! No you can not. Every year in August your pension was recalculated taking into account the labor activity for the previous year.

Vladislav: Member of the presidential PFR program "1000 to 1000" moved to NPF "Strategy 2015". On December 28, 2015, he turned 60 years old and retired. NPF "Strategy" advised a lump sum payment. I wrote an application for the payment of pension savings in the amount of 60,000 rubles. A decision was made to pay the Lump sum on February 01, 2016, and on March 16, 2016, the license of NPF Strategy was revoked and my payments hung somewhere incomprehensibly. Wrote to the FIU. Avronchuk Stanislav promised to find my savings, after all, they saved up for decades in order to live in retirement, but here the bankruptcy of the NPF and the money can not be found anywhere, although other investors were transferred to the Pension Fund a year later the savings under the program "1000 to 1000". Wrote to the Deposit Insurance Agency. There is the answer: the PFR is engaged in the “1000 to 1000” program, but your money has not been received by us. Maybe you can help find our savings, otherwise you won’t live on a pension of 12,000 rubles.

Hello! If the license of an NPF is revoked, then pension savings are transferred to the PFR. Please write an appeal to our online reception: https://www.pfrf.ru/eservices/send_appeal/resident/ - indicate SNILS and passport details. We'll figure out.

Behind were working days, years of life devoted to work, during which the employer withheld from the salary of each employee a certain amount by law and transferred it to the pension fund.

Ahead is a well-deserved rest and a pension, the size of which, as it turns out, is completely insufficient for a normal life. Of course, the pensions of the bulk of the population are small, every citizen would like to receive and expects a large amount. As practice shows, sometimes ignorance of legal issues and legislative acts deprives people of the opportunity to receive a pension even in the amount that they are entitled to in accordance with the current legislation. Therefore, you need to remember 5 questions that you absolutely need to clarify with the FIU inspector, do not hesitate to ask him these questions and get a clear and intelligible answer from him.

These questions concern:

• social supplements - you should know in which cases a pensioner is entitled to them;
• lump sum payments
• the coefficient used in calculating the pension,
• It will not be superfluous to make sure that all periods of work are taken into account,
• you should also check with the FIU officer whether it is more profitable to recalculate, taking into account non-insurance periods.

Brief information on questions

You should know the following about social supplements that are provided. The citizen whose pension is lower is entitled to a social supplement from the PFR or from the regional social security authority living wage established by law. An additional payment is assigned so that the pension payment is equal to the “minimum wage” - a larger (regional or federal) minimum subsistence level is selected.

There are no such benefits for working pensioners.

question lump sum payment it is worth paying special attention - it is possible to receive it in two years, since from 2002 to 2004 insurance contributions to the funded part of the pension were paid regardless of the age of the employee.

How profitable the recalculation based on non-insurance periods can be judged only after the calculations have been made, since everyone's life situations are different. And the FIU officer, having calculated, can suggest what is more profitable: to include military service in the length of service, maternity leave and other similar periods or replace them with points, which allows the implementation of Russian legislation. Sometimes it turns out to be more profitable from a material point of view.

It is necessary to make sure that all periods of employment were taken into account when appointing pension payments. In the event that disputes arise regarding the execution of a work book, you will have to contact your employer or the archive for the relevant certificate, which must be submitted to the FIU.

If a low coefficient is taken into account when assigning a pension, you can ask it not to be taken into account, then the length of service becomes the main thing. A certificate from the employer confirming the high salary will also help.

The issue of pensions this moment worth more than ever. Many citizens of the Russian Federation complain that their pensions are not enough even to pay utility bills, not to mention living full life, with the possibility of retirement to go somewhere to relax or buy something new for an apartment.

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Most people do not know that in addition to monthly payments to pensioners, the state also provides other types of assistance for its citizens who have reached retirement age.

General information

It's no secret that payments and other benefits to pensioners are provided by the Russian Pension System. It includes all legal, economic institutions and norms created by the Russian Federation to help senior citizens, the disabled and other categories of people applying for a pension.

In this form, as everyone knows it now, the pension system of the Russian Federation began to operate on January 1, 2015, it includes various norms for the formation and calculation of such pensions as: insurance, funded, state security.

There are several sources of financial support for which payments to pensioners in the Russian Federation are accrued.

The first type of such accruals is usually called labor pensions, their large quantity. Labor - the most basic type, which compensates wages, as well as other remuneration for the elderly, paying a monthly amount, which is calculated depending on the subsistence minimum.

The system of compulsory state pension provision appoints such payments in the event that a citizen has made insurance contributions to the system of compulsory pension insurance within the prescribed time. Then, upon reaching retirement age, the citizen himself will be paid out of the very funds that were formed with the help of these insurance payments.

The establishment of this type takes place in accordance with the Federal Law of December 17, 2001 No. 173-FZ “On labor pensions in the Russian Federation”.

Accruals for state pension provision constitute the second type of accruals. Payments for such beneficiaries come strictly from the treasury of the federal budget. This type is outside the system of compulsory pension insurance.

In order to qualify for such payments, it is not necessary to make mandatory insurance premiums, as in the first case, it is accrued in the event of other circumstances, the list of which can be found in the Federal Law of December 15, 2001 No. 166-ФЗ “On State Pension Provision in the Russian Federation” .

insurance pension

This type is assigned in accordance with the achievement of a certain retirement age established by the Russian Federation. There are several types of insurance payments, such as an old-age insurance pension, a disability pension, as well as a third type - awarded if a citizen of the Russian Federation has lost a breadwinner.

Payments are accrued from the general fund of insurance pensions, formed from the payments of the person's employers. The insurance premium consists of two parts - joint and individual. A large part goes so that the state can pay the minimum fixed amount for other funds, and the individual part goes directly to the accounts of insured persons.

Old age insurance payments are accrued due to the fact that a person has lost his ability to work in a number of circumstances such as old age, in order to compensate for wages, as well as other potential benefits that an elderly person can no longer receive.

At the moment, men who have reached the age of 60, as well as women who have reached the age of 55, have the right to use old-age insurance accruals. But for this there is one more prerequisite: they must all have at least fifteen years of insurance, in other words, work experience, as well as 30% of the individual pension coefficient.

There are some categories of citizens who can count on pension accruals in more early age, such as police officers, various military structures, their entire list is specified in articles 30, 31, 32, Federal Law of December 28, 2013 No. 400-FZ "On Insurance Pensions" .

In the form of labor, there are two parts - these are insurance and funded parts.

Pension issues for pensioners under 65

The issues of pension provision for pensioners are of concern to many citizens of the country. For those pensioners who do not have a permanent official job, there are some additional benefits in the form of an additional payment to the basic amount of accruals up to the value of the city standard, moreover, this surcharge does not depend on what type of accrual you receive, insurance or from the Russian Federation.

At the moment, the minimum income of non-working pensioners must be at least 12 thousand rubles, it includes the pension itself, as well as the amount of social supplement.

Another type of pension provision for pensioners is free travel on any of the proposed types of public transport, of course, except for taxis and fixed-route taxis. Which is also a pretty good bonus to the main amount of pension payments, helping to save retirees money.

If the pensioner refuses the previous benefit, he has the right to receive 173 rubles of additional payment monthly, this action takes place in the manner established by the legislation of the Russian Federation. In the event that the payment of utility bills is a certain percentage of the total income of the pensioner's family for a month, then in this case, there is a chance to receive various kinds of subsidies for utility bills.

It is also possible to receive a 50% payment for television services, if the pensioner lives alone or in a family that consists of persons who use a subsidy for housing and other utilities.

In the same case, you can receive a subsidy for paying for telephone communications in the form of compensation in the amount of 218 rubles. Also, such social assistance is entitled to receive non-working pensioners who are guardians of children under the age of eighteen.

Also, they have the right to free creation, as well as repair of dentures, except for the costs that go to precious metals and cermets.

If a man over 60 years of age or a woman over 55 years of age live alone in an apartment, the state helps home-based social and medical services in centers specially created for this.

This assistance is accrued to those pensioners who have temporarily or permanently lost the ability to independently satisfy the basic needs necessary for each person in a number of circumstances that have led to restriction of movement or the possibility of self-service.

Another type of social assistance is social services, which can be received during the day. This is if a citizen who has reached retirement age still has the ability to move and self-service.

Citizens who have suffered some life difficulties also have the right to receive material assistance, as well as assistance with food products and other products necessary for a comfortable life.

Citizens of retirement age who have partially lost their legal capacity, the ability to actively move, also have the right to stationary social services. Over single citizens who have reached old age, patronage can still be established. In the event that persons can no longer serve themselves in order to feel comfortable.

Another benefit for pensioners is the opportunity to clean their apartments if they are unable to do it themselves due to health reasons. To do this, you need to reach retirement age, as well as live in an apartment yourself.

Video: Where to transfer the funded part

State Security Payments

Not all categories of citizens have the right to receive a state pension. This monthly payment, the right to which those citizens who have reached retirement age and who have lost income due to the termination of different kind services to the state, federal, military or civil.

In this case, consulting a lawyer will help you understand what payments you are entitled to.

There are several types of pensions accrued on state pension provision - these are:

• For the length of service that persons who previously worked for the federal public service, military personnel who have received the highest ranks, except for sailors, soldiers, foremen, also have the right to government payments astronauts and pilots.
• By old age. Everything is clear here, you need to reach a certain age in order to be eligible for it.
• By disability.
• Social, for those citizens who do not meet certain standards in order to receive insurance payments. In turn, it also has three types of social for old age, social for disability and social, accrued in case of loss of a breadwinner.

Pension issues are one of the most difficult issues to consider, since the pension has several parts, it is difficult to calculate the size of the future pension yourself, since they are calculated using several coefficients at once. In order to finally deal with various issues of pension provision in the Russian Federation, you need to have a large number of experience in these matters, as well as to thoroughly study each case separately.